Greetings! Welcome to the 51st edition of the Carnival of Debt Management. We have selected 14 posts for this edition. Here you go:

Dorian Wales presents How to Save by Making Credit Card Payments More Real and Tangible: 5 Practical Tips posted at The Personal Financier. A higher tangibly of credit card payments will ensure spending less.

KCLau presents Don’t be stupid! Keep paying. posted at KCLau’s Money Tips. Why paying for premium as long as possible is one of the best form of saving you should have.

FIRE Finance presents 15 Financial Failings That Will Prevent An Early Retirement! posted at FIRE Finance.

Ken Clark presents Repaying Student Loans: An Overview of Student Loan Repayment Plans posted at Saving for College - About.com. For many soon-to-be graduates, it’s time to pay the piper! Here’s an overview to repaying your student loan, grace periods, hardship rules, and other terms.

Madeleine Begun Kane presents Cautionary Verse posted at Mad Kane’s Humor Blog.

Christopher Johnson presents Getting A Handle On Your Credit Cards posted at christopheraaronjohnson.net.

Helen Anderson presents 7 Secrets to Personal Finance Success posted at Bankaholic.

Everything Finance presents How to prevent a financial blunder posted at Invest In India.

William Blake presents Getting Help Paying Off Student Debt posted at Becoming Debt Free.

James presents Dual Income No Kids: Miel on Paying off Credit Cards posted at Dual Income No Kids.

Mike Leonard presents Debt and relationships – this ship is sinking posted at Until Debt Do Us Part.

Stephan Grindley presents Debt Consolidation: The Scare Tactics posted at The Debt Consolidation Advisor.

Alexander presents Major Debt Reduction Myths Major Debt Reduction Myths posted at Wealth Junkies.

Debt Freedom Fighter presents Maxed Out: Insightful Documentary or Political Hit Job? posted at Discover Debt Freedom!.

That concludes this edition. Next edition of this carnival will be hosted here on May 18, 2008. Submit your blog articles using our blog carnival submission form.

Greetings! Welcome to the 44th edition of the Carnival of Money, Growth and Happiness. We have selected 34 posts for this edition. Here you go:

Ryan Taylor presents Being in the Business of Me posted at Millionaire Money Habits. Are you concerned about how much money the “business of me” is generating? If not, you should. Here’s why.

Debbie presents 8 Ways to Save Money on Lawn and Garden Care posted at American Consumer News.

Dorian Wales presents How to Save by Making Credit Card Payments More Real and Tangible: 5 Practical Tips posted at The Personal Financier. A higher tangibly of credit card payments will ensure spending less.

Tim Gary presents Habits and Success - Bad Driving… An Experiment (part 1) posted at Internet Success Bites.

David B. Bohl presents How to Boost Your Subjective Well-Being posted at Slow Down Fast Today!. Your subjective well-being is a measure of how you personally feel about your own levels of happiness, satisfaction and emotional health.

FIRE Finance presents Top Resources For Early Retirement Planning! posted at FIRE Finance. Twenty years from now you will be more disappointed by the things you didn’t do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails

Edith presents Happy Hour Marketing posted at Edith Yeung.Com: Dream. Think. Act..

Madeleine Begun Kane presents Cautionary Verse posted at Mad Kane’s Humor Blog.

Todd presents To Take Or Not To Take A Promotion, That Is Still The Question posted at HarvestingDollars.

Steve Faber presents - Online Debt Collection – What is It Really? posted at Debt Free. If you’re one of the 10 million Americans who own a small business, you may have mounting debts, in part caused by past due account of your customers.

Everything Finance presents How to prevent a financial blunder posted at Invest In India.

Jimson Lee presents 101 Powerful Tips for Legally Improving Your Credit Score posted at No Debt Anymore .org. Debt, debt avoidance, and credit score goes hand in hand. Read the free ebook.

Barb A. Ryan presents 10 - Independent Investment Counselors and Financial Advisors posted at Pasadena Financial Planner.

Hussein Abdulrasool presents Trade Off Between Closing Costs: Mortgage Interest Rates posted at Mortgage Loan Calculator.

KCLau presents Don’t be stupid! Keep paying. posted at KCLau’s Money Tips. About why paying premiums for your existing policies is the best form of savings you can have.

Gary Evans presents Visualizing For Manifestation Yields NO Results! posted at Good To Feel Good.

Arun presents Conflicting Desires posted at Arun is Bringing You…Your Daily Remedy. The long term happiness you can gain by skipping your short term desires for the long term ones!

P.L. Frederick presents Small & Big: 18 Excuses Not To Go To Work Today posted at Small & Big.

Will presents Your Credit Card Is Better Than Your Debit Card! posted at Your Finish Rich Plan - A Personal Finance Blog.

Christopher Johnson presents Dealing With Stress At Work posted at christopheraaronjohnson.net.

Frederic Premji presents How To Do Anything Properly posted at BlogMotivation.com. Great article that discusses how you should approach anything that you do.

Trevor McKay presents Does Anniuty Fraud Exist? posted at The Annuity Professor.

SJ Yee presents 101 Affirmations You Can Start Using Today! posted at Personal Development for the Book Smart. A great compilation of affirmations you can use in all areas of your life.

Mandy Trapper presents Low Cost Options Are Available For The Forex Beginner posted at Forex Trading System Secrets.

Dividend Growth Investor presents Leveraged Investments posted at Dividend Growth Investor.

Jonathan presents Who Wants to Be a Millionaire? posted at Master Your Card.

Christopher Johnson presents Smart Personal Finances posted at christopheraaronjohnson.net.

Brice Hogan presents Retirement Knocking, Little Saved posted at Financialzip.com. If you are in you late 40’s and struggling to start saving for retirement here are some solutions.

Scott.Goolsby presents Nature and Spirit posted at Unapologetic Genius. Connecting spirit and nature.

David B. Bohl presents Do it Right the First Time posted at Slow Down Fast Life Coaching and Lifestyle Design. Sometimes in our haste to get things done, we forget to take our time and make sure they are done well.

Debt Freedom Fighter presents How to Eliminate Your High-Interest Consumer Debt. posted at Discover Debt Freedom!.

Stuart presents Is Happiness Contagious? posted at Improved Lives. Your level of happiness may be strongly influenced by who you know.

Charles H. Green presents How to Increase Trust by Getting Off Your “S” posted at Trusted Advisor Associates. Self-orientation can be the biggest obstacle to happiness and good relations with others, because when you start thinking of other people first, you tend to do the right thing instinctively.

Tip Diva presents Top Ten Tips - Managing Your Personal Budget posted at Tip Diva. In uncertain economic times, it’s a smart idea to know where your financial status stands. If you’re looking to start cutting down on expenses, the best way to do so is creating a personal budget.

That concludes this edition. Next edition of this carnival will be hosted here on May 17, 2008. Submit your blog articles using our blog carnival submission form.

Greetings! We are here with the 50th edition of the Carnival of Debt Management. The Golden Jubilee edition features 11 great posts. Here you go:

Madeleine Begun Kane presents Dear IRS posted at Mad Kane’s Humor Blog.

Christopher Johnson presents Loan Calculator posted at christopheraaronjohnson.net. Debt calculator for handling all types of debt.

Will presents Debt Free By Any Means Necessary - The Do It Yourself Option posted at Your Finish Rich Plan - A Personal Finance Blog. One of the main reasons why people have difficulty sticking to any “get out of debt” plan is that they focus too much on the big picture (instead of taking baby steps) and expect quick results.

Finance Tips 101 presents The Pros And Cons Of Personal Loans posted at Finance Tips 101.

Walter W. Fouse presents Avoid Large Actively Managed Mutual Funds posted at Best No Load Funds.

Phil for Humanity presents Gambling Advice posted at Phil for Humanity. Phil has these four suggestions for anyone thinking about gambling.

Sarah M presents Are You Ready to Buy a House? posted at The Sexy Secretary. Buying a house is the American dream, but does your current financial situation allow for it?

Michael Bass presents Why Americans Can’t Afford Credit posted at Debt Prison. Pause for a second and think of the percentage that you feel best represents the amount of income you pay in taxes. Your real tax rate is 40%.

The Fund investor presents Why Invest In Mutual Funds? posted at Mutual Fund Investing Tips. Many people invest in mutual funds without really understanding the benefits of this type of investment vehicle.

Diane Dean presents Civil Penalty- CTPF and Your Business posted at Need IRS Help?.

Mike presents Can You Ever Be Debt Free? posted at Richer by the Day.

That concludes this edition. Next edition of this carnival will be hosted here on May 11, 2008. Submit your blog articles using our blog carnival submission form.

Greetings! Welcome to the 43rd edition of the Carnival of Money, Growth and Happiness. We have selected 19 posts for this edition. Here you go:

Faron Benoit presents Budgeting 101 posted at Financial Learn.

Joe Manausa presents The Real Estate Market - When Will We See The Turn? posted at Tallahassee Real Estate Blog. It seems that many people have an opinion on real estate, and many have speculated that the worst is behind us.

Madeleine Begun Kane presents Dear IRS posted at Mad Kane’s Humor Blog.

KCLau presents Everything you are looking for about Bursa Malaysia posted at KCLau’s Money Tips. A list of sources for you to learn about stocks and shares.

Christopher Johnson presents Saving Money At The Gas Pumps posted at christopheraaronjohnson.net.

Eric presents Growing Money posted at Make Money Blog. Tips on making money, avoiding scams, growing money, and overcoming poverty.

Terry Dean presents 5 Keys to Successful Internet Business posted at Integrity Business Blog by Terry Dean.

EcoSalon presents The Happiness Secret You Already Have It posted at EcoSalon.

Gary Evans presents Law of Attraction 101 posted at Good To Feel Good.

Christine presents Eating in France on 10 Euro per Day for 2 People posted at Me, My Kid and Life: An American Single Mom Living in France.

Finance Tips 101 presents The Pros And Cons Of Personal Loans posted at Finance Tips 101.

Walter W. Fouse presents Avoid Large Actively Managed Mutual Funds posted at Best No Load Funds.

Phil for Humanity presents Gambling Advice << Phil for Humanity posted at Phil for Humanity. Here are these four suggestions for anyone thinking about gambling.

Frederic Premji presents 9 Effective Ways To Get Out Of A Rut posted at BlogMotivation.com. Great article about simple methods to get back on track.

Piotr Stepien presents The Law of Attraction posted at we overstep. A nice way to attract financial abundance.

Raag Vamdatt presents Dividend Yield - A better alternative to FDs posted at RaagVamdatt.com - Financial Planning demystified.

The Fund investor presents Why Invest In Mutual Funds? posted at Mutual Fund Investing Tips. Many people invest in mutual funds without really understanding the benefits of this type of investment vehicle.

Charles H. Green presents What’s Your Trust Quotient? posted at Trusted Advisor Associates. Do others trust you? Should they? Take the trust test, find out, and learn how to become even more trustworthy.

Debt Freedom Fighter presents 5 Tips And Tricks To Get The Cheapest Gas Prices posted at Discover Debt Freedom!.

That concludes this edition. Next edition of this carnival will be hosted here on May 10, 2008. Submit your blog articles using our blog carnival submission form.

Greetings! Welcome to the 49th edition of the Carnival of Debt Management. We have selected 15 posts for this edition. Here you go:

Mr Credit Card presents Zero Interest Credit Cards to Avoid posted at Ask Mr Credit Card.

Phil for Humanity presents No Long-Term Planning is Stupid posted at Phil for Humanity. Too many people are choosing short-term satisfaction over long-term planning.

Michael Geoffrey presents The Fair Debt Collection Practices Act posted at Debt Smackdown.

Diane Dean presents What happns if you don’t file your past due return with the IRS? posted at Need IRS Help?.

William Blake presents Living Debt Free posted at Becoming Debt Free.

Mike Leonard presents Debt management plans – can someone please explain? posted at Until Debt Do Us Part. Taken at face value the debt management services on offer sound great.

Leaving The Folks presents Creating a Budget posted at Real World Advice. Setting a budget can go a long way to helping you save money and cut down on debt.

Alexander presents Debt Reduction Tips posted at Wealth Junkies. Alexander shares some tips on how to get out of debt and grow the net worth from a negative number to a positive one.

Brice Hogan presents 3 Steps to a Lower Interest Rate posted at Financialzip.com. 3 simple ways that you can tell the credit card companies to lower your interest rate.

Ryan Taylor presents Why is an Emergency Fund Important? posted at Millionaire Money Habits. Having an emergency fund is an intelligent way to anticipate for the unexpected, while reducing the chances of having to go deep into debt because you were unprepared.

Jed Norwood presents Forex Market Study and Self Analysis posted at Forex Strategy. Learning to manage your finances and make money in currency trading or any market comes by much study and practice.

Heather Johnson presents 8 Ways for College Students to Avoid Debt posted at Clear Debt Solution - Debt Settlement Blog.

Michael Cohen presents Why I Sold My Apple Shares Today posted at Stock Tips.

KCLau presents Everything you are looking for about Bursa Malaysia posted at Personal Finance Money Tips. A list of sources for you to learn about stocks and shares.

FIRE Finance presents Avoid Credit Card Fees And Interest Rate Increases! posted at FIRE Finance.

That concludes this edition. Next edition of this carnival will be hosted here on May 04, 2008. Submit your blog articles using our blog carnival submission form.

Greetings! Welcome to the 42nd edition of the Carnival of Money, Growth and Happiness. We have selected 30 posts for this edition. Here you go:

FIRE Finance presents Four Quick Ways to Build A Strong Credit Rating! posted at FIRE Finance. Much has been written about credit rating and how we can go about improving it. There are companies offering professional services to help us earn better credit scores. But with a little contemplation we’ll see that we don’t need to spend our hard earned dollars on professional help for building a strong credit rating.

Joe Manausa presents Florida College Enrollment - Does ?Prepaid? Matter? posted at Tallahassee Real Estate Blog. Reviewing Admissions with Florida’s public universities. Apparently, having a 4.0 GPA is not enough.

Anthoney Grigsby presents Retirement is not for everyone posted at HelpMyCashGrow.com.

Frederic Premji presents 7 Questions To Finding Your True Passion posted at BlogMotivation.com. Insightful article about how to figure out what you are passionate about.

Jeremy Zongker presents Election Promises posted at Debt Comics.

Ryan Taylor presents How Can Kids Make Money When They’re Young posted at Millionaire Money Habits. Want to get your kids to develop a good work habit and teach them the value of money? Here are some ways to get them to use their imagination, leveraging your strengths, and providing something of value.

Jacob presents Why I won’t join the middle class posted at Early Retirement Extreme.

Debt Freedom Fighter presents 5 Tips To Get Out Of Debt And Stay That Way posted at Discover Debt Freedom!.

Craig presents Membership Has Its Privileges posted at Craig S. Andrews.com.

Josh Lien presents Amazon Shopping Tips to Save Money posted at Spin Your Wheels.

Ali Hale presents 17 ingredients, 6 sandwiches, 10 days of fantastic, healthy, lunches posted at The Office Diet. Great article with fortnight’s shopping list, enough to make 10 days of healthy, diet-friendly, cheap lunches.

Christine presents How Adsense Works posted at Me, My Kid and Life: An American Single Mom Living in France.

Gary Evans presents Trusting Your Inner Guidance posted at Good To Feel Good.

Phil for Humanity presents No Long-Term Planning is Stupid << Phil for Humanity posted at Phil for Humanity. So many people are choosing short-term satisfaction over long-term planning.

Molly Saweikis presents Reducing Gasoline Consumption posted at Thrifty Thoughts.

Terry Dean presents 5 Keys to Successful Internet Business posted at Integrity Business Blog by Terry Dean.

The Eclectic Female presents How To Talk About Money With Your Partner posted at Women’s Lifestyle Blog. Financial issues often cause stress in relationships. Knowing how to discuss money matters is key to a healthy relationship

Dorian Wales presents Do you understand investment risk? posted at Personal Financier. Talk of investment risk is abundant but what is investment risk really?

Christopher Johnson presents The Value Of Money posted at christopheraaronjohnson.net.

Steve Leung presents Creating a Better Standard of Living For Your Family posted at Silicon Valley Real Estate Blog. There’s no question that buying a home involves taking on a sizable amount of debt. Because of this, it’s important that families know what the benefits are and whether they apply to their situation. This article describes some of the thought process.

Joshua Seth presents Your Mind Body Connection posted at Joshua Seth Blog.

Leaving The Folks presents Creating a Budget posted at Real World Advice. Setting a budget can go a long way to helping you save money and cut down on debt.

Don presents How To Choose Your First Home posted at Tony Travis. Choosing your first home involves more than just browsing homes for sale on the Internet. Here are some tips for first time home buyers.

Brice Hogan presents How to Become A One Income Family posted at Financialzip.com. The steps you and your family can take to become a one income family and realize your dream of happiness.

Paul Piotrowski presents 14 Most Common Fears in Life and What To Do About Them posted at Make Money Doing What You Love.

Amy @ The Q Family presents Be a Hero. “Save the Cash, Save the World” posted at The Q Family Adventure.

Scott.Goolsby presents Stepping Toward Compassion posted at Unapologetic Genius. Developing compassion.

Jed Norwood presents Expert Advisors | Automated Forex Trading posted at Forex Trading Strategies. This post will help you understand how expert advisors work in the forex market.

Charles H. Green presents Warren Buffett, Confidence and Leadership posted at Trust Matters. Buffett seems one of those content to look past the complexity and see eternal patterns replaying themselves. He’s a big fish who treats big ponds just like the little ones he came from.

ChristianPF presents How to make a budget posted at Christian Personal Finance. A step by step guide to creating a budget.

That concluded this edition. Next edition of this carnival will be hosted here on May 03, 2008. Submit your blog articles using our blog carnival submission form.

Greetings! Welcome to the 48th edition of the Carnival of Debt Management. Out of the 28 posts received, we have selected 15 posts for this edition. Here you go:

Life. Money. Development. presents The 7 Attributes of Leadership posted at Life. Money. Development.. An excellent presentation of the attributes every leader should have.

Jeremy Zongker presents Are Low Interest Credit Cards Really a Good Deal? posted at Credit Card Offers.

Mark Runta presents The Magic of Marketing posted at Investing Lessons. Avoid making costly buying mistakes by being aware of these marketing gimmicks.

Michael Geoffrey presents Understanding How Debt Settlement Works posted at Debt Smackdown.

Michael Bass presents Debt and Depression posted at Debt Prison.

Alex M presents What Everybody Should Know About Second Mortgage posted at Real estate: where? how much?.

Christine presents Barcelona on 10 Euro Per Day For Two People posted at Me, My Kid and Life: An American Single Mom Living in France.

Zork presents 15 Ways to Exercise Your Budget during Recession posted at It’s the Recession, Stupid!. Tips on money management during the recession, from intelligent UFO Alien Zork.

Randy Laboy presents How to Manage Your Debt and Save Hundreds posted at Get and Invest Money.Com. These tips will help you get your debt under control and help put your finances back in the black.

Jonathan presents Top Ten Reasons to Pay off Your Credit Card Debt | Master Your Card posted at Master Your Card.

Madeleine Begun Kane presents Interactive Taxes posted at Mad Kane’s Humor Blog.

Dorian Wales presents How I Saved Over 3,000$ In One Hour posted at Personal Financier.

Brice Hogan presents Ways to Solve Your Income Shortfall posted at Financialzip.com. Create a positive cash flow by following some simple financial rules.

MBB presents The Six Best Credit Cards According To CNN Money posted at Money Blue Book.

FIRE Finance presents Three Quick Steps To Get Out of Debt! posted at FIRE Finance.

That concludes this edition. Next edition of this carnival will be hosted here on April 27, 2008. Submit your blog articles using our blog carnival submission form.

Greetings! Welcome to the 41st edition of the Carnival of Money, Growth and Happiness. We have selected 30 posts for this edition. Here you go:

Chelsy Albertson presents Saving Money During College posted at Earning Money. Dorm Earning has peronal finance advice for college students, including tips to save money.

Sarah presents Tips To Save Money On Vacations posted at Tips To Save Money. Learn To Be Frugal.

HL Grove presents Up Yours Mother Theresa posted at Hennie Grove.

WalkinginValleys presents Five items you must have during a job hunt. posted at Lilly Valley. This is a list of five items you must have during a job hunt.

KCLau presents How to Identify and Invest in the Hot Stocks of Tomorrow posted at KCLau’s Money Tips. A review of the book “Finding the Next Starbucks by Michael Moe.”

Dereck presents Your First Goal Should Be To Clarify One posted at I Will Not Die.

The Dividend Guy presents Considering REITs In a Dividend Portfolio posted at The Dividend Guy Blog. Using REITs as part of a dividend portfolio.

The Shark Investor presents Invetsing In Startups posted at The Shark Investor. Can you become a multi millionaire by investing in startups?

Jeremy Zongker presents How to NOT Live on a Budget posted at Debbie’s Debt Advice.

Terry Dean presents Becoming a Market Mind Reader posted at Integrity Business Blog by Terry Dean.

Gary Evans presents How Much Do You Want It? posted at Good To Feel Good.

Christine presents Barcelona on 10 Euro Per Day For Two People posted at Me, My Kid and Life: An American Single Mom Living in France.

Shawna presents How much is your time worth? It is a cost that needs considered. posted at Bumblefucked.

Praveen presents Internet Marketing Success - Sell Physical Products posted at My Simple Trading System.

Nara presents Surviving Marital Infidelity - Signs of Infidelity » FAQ For Those That Commit Infidelity posted at Infidelity. Answers to frequently asked questions for those that commit infidelity.

Jendiren presents The most important thing you need to make money online posted at Internet Marketing Blog.

David Carter presents Which is Better Roth or Traditional IRA? posted at David Makes Cents.com. Goes over the pros and cons of both Traditional and Roth IRAs.

Jonathan presents A Wise Saving Habit: The 10% Rule posted at Master Your Card.

Madeleine Begun Kane presents Rivals posted at Mad Kane’s Humor Blog.

Dorian Wales presents How I Saved Over 3,000$ In One Hour posted at Personal Financier.

Alex M presents Find Out How To Pay Off High Student Loans posted at Personal finance strategy.

Michael Bass presents Debt and Depression posted at Debt Prison.

FitBuff presents Friday’s Fitness Quotes: “Never contract friendship with…” posted at FitBuff.com’s Total Mind and Body Fitness Blog.

Steve Faber presents - Statistics on Divorce - How You Can Avoid Becoming One of Them posted at Debt Free. Divorce is simultaneously caused by and creates major financial problems. Here are some shocking statistics and how you can avoid joining them.

Les Dysom presents 5 Keys to Successful Internet Business posted at Internet Business Coaching by Terry Dean. Here are the five principles of being successful in your business. Write all 5 out and post them on a post-it note right to your computer monitor.

Brice Hogan presents Frugal Your Way to Wealth | Financialzip.com posted at Financialzip.com. These are 4 simple strategies to help keeep more of the money you earn.

David B. Bohl presents Are You Happy? If Not, Here are 25 Ways to Get There posted at Slow Down Fast Today!. First, in any discussion of happiness, it would seem appropriate to define what it is. I consider happiness to be a state of mind where one thinks predominantly pleasing thoughts and a state of being where one feels predominantly pleasant feelings.

Alli Diller presents Borrower is Slave to the Lender posted at God & Mammon. “The rich rule over the poor, and the borrower is slave to the lender.” The above verse seems so pertinent to current events in the U.S economy and the average American consumer right now. Here are some thoughts:

Ted presents Online MBA Programs posted at CampusGrotto. Things to consider when obtaining your MBA degree.

Leon Gettler presents Can’t buy me love? posted at Sox First. Money really does buy happiness, according to a new study.

That concludes this edition. Next edition of this carnival will be hosted here on April 26, 2008. Submit your blog articles using our blog carnival submission form.

Greetings! Welcome to the 47th edition of the Carnival of Debt Management. We have selected 16 posts for this edition. Here you go:

Yi Hui Chang presents Root out the fear of paying your bills late posted at The Simple Wealth. Yi says, “I finally set up Auto Bill pay to root out the fear of paying my bills late.”

William Blake presents What Are Your Options For Debt Relief? posted at Becoming Debt Free.

Michael Geoffrey presents Credit Counseling Explained posted at Debt Smackdown.

Barb A. Ryan presents 1 - Your Personal Financial Planning Skills posted at Pasadena Financial Planner.

Andy Miofsky presents Teach Your Parents Well posted at Bankruptcy Law Network - Real Lawyers, Real Solutions.

Mark Butler presents 3 Powerful Reasons to Earn an Extra $16.67 per Day posted at The Butler Project. An extra $500 per month can go a lot farther than you think!

DianeDean presents April- 15 Estimated Tax Payment Due posted at Need IRS Help?.

David B. Bohl presents 5 Ways to Reduce Tax Stress Next Year posted at Slow Down Fast Today!. It’s April and that groaning sound you’re hearing is the collective teeth-gnashing and hair-pulling of families all across America facing what is very likely the most stressful time of the year (outside of Christmas, perhaps) - tax time.

Jessica Donnovan presents Turning Debt into Wealth - One of Life?s Great Challenges posted at Sensible Self-Improvement.

Alex M presents What Everybody Should Know About Computer Leasing And Finance posted at eloanex.com.

Livingalmostlarge presents Should you pay off your student loans? posted at LivingAlmostLarge. Should you pay off student loans before the mortgage, retirement, etc? Or is it the last debt to be paid?

Pinyo presents Credit Card Arbitrage, Is It Worth It? posted at Moolanomy.

Heather Johnson presents 4 Tips for Successful Debt Management posted at CAPC Debt Management Blog.

Seb presents Budgeting for everyday people posted at Pinching Copper. Let’s face it, making a budget and sticking to it is hard work. After all, keeping a constant eye on your spending habits can be nerve racking and stressful.

Jeremy Zongker presents All I Really Needed to Know About Managing Money posted at Debt Advice.

Nickel presents Beware the Promise of “Interest-Free” Purchases posted at Credit Card Addict.

That concludes this edition. Next edition of this carnival will be hosted here on April 20, 2008. Submit your blog articles using our blog carnival submission form.

Greetings! Welcome to the 40th edition of the Carnival of Money, Growth and Happiness. We have selected 39 posts for this edition. Here you go:

Heather Johnson presents 4 Tips for Successful Debt Management posted at CAPC Debt Management Blog.

Jimmy Sansi presents Articles Into Traffic Stats posted at The Kaizen Business.

Helen Anderson presents 5 Tips for Buying a Home in a Down Market posted at Bankaholic.

Nadege presents Learn why allocating your paycheck is the key to becoming wealthy posted at fabulous finances.

Ryan Taylor presents Did You Get Your Tax Return? These 5 common tax filing errors can cost you money or raise red flags for an audit. If you haven’t filed your taxes yet this year, this quick checklist will help you make sure you don’t make the typical mistakes.

Cameron presents “Feel Good” Movies are Making You Fear Success posted at Success Secrets - SuperSonicSuccess. Why aren’t you as rich as you could be? Here’s a clue - it has nothing to do with how hard you’re working or how smart you are.

The Shark Investor presents How To Profit From Domains posted at The Shark Investor. How to invest in domain names and how to profit from them.

FIRE Finance presents Our 7 Mutual Fund Investing Mistakes! posted at FIRE Finance.

Mark Runta presents The Magic of Marketing posted at Investing Lessons. How not to fall for the marketing tricks and gimmicks!

Covert Hypnotist presents What Hypnosis is NOT! posted at Conversational & Covert Hypnosis Blog. Hypnosis is not the ability to have complete domination over one’s mind, nor is it domination over another human being.

Hill Robertson presents I Want to Pay More Taxes posted at Internet Business Success Guide from a Geek. Hill says, ” want to pay more taxes every year to the government. It may sound crazy, but it is true. Read more to find out why.”

Aaron Brandon presents Mindmapping, Secret To Success? posted at Online Business, Blog.

Jose De Jesus MD presents Business Loans - How to Get Funding for Your Business posted at Physician Entrepreneur.

Edith presents Are You Backable? posted at Edith Yeung.Com: Dream. Think. Act..

Mark Riffey presents Microsoft’s “apology” to XBox owner, a good lesson posted at Business is Personal.

Rob Moshe presents What Are Your Dreams? posted at Rob Moshe.

Barb A. Ryan presents 1 - Your Personal Financial Planning Skills posted at Pasadena Financial Planner.

Gary Evans presents How to Become a Money Magnet posted at Good To Feel Good.

George L Smyth presents One Minute How-To - How To Deal With Losing Your Job posted at George L Smyth. Anthony Elmore explains the steps you should take after losing your job.

Bill McIntosh presents $3.5 Million From AdSense Response posted at Bill McIntosh.

Marcus Hochstadt presents The Power Of Focus posted at Marcus Hochstadt.

John Tan presents 5 Tips On How You Can Complete Your Business Task posted at Make Money Online.

Raymond Le Blanc presents Design Your Email Message For Different Types Of Audiences posted at Internet Business . Cranendonk.com.

Alex M presents Find Out How To Pay Off High Student Loans posted at Personal finance strategy.

Mark Butler presents How to Make an Extra $100,000 per Year - A Bulletproof Plan posted at The Butler Project. It’s time to think bigger about achieving your financial goals!

First Lady Of Poker presents Women Are Naturals At Poker posted at Shopping and Poker Blog. Author presents why women can be elite poker players.

Andy Boyd presents The 13 Best Ways to Sell You Debt posted at Web TV Hub. Features some of the most memorable credit card commercials used by banks to promote their services.

Penelope Pince presents Basics for the Young, Single and Frugal posted at Our Fourpence Worth. A few tips to help young people in the right direction in starting or persevering in a frugal lifestyle.

Phil for Humanity presents Health > Wealth posted at Phil for Humanity. Health is more important than wealth.

David B. Bohl presents Allowing Personal Responsibility to Lead You to Success posted at Slow Down Fast Today!. Taking personal responsibility is viewed as a burden, placing limitations on us.

Joshua Seth presents The Secret to Time Management posted at Joshua Seth Blog.

Sally presents Are Bernanke?s Hands Tied? 8 Reasons the US May Be in Worse Trouble Than You Think posted at Currency Trading.net.

Jeet presents Tips For Smart Use Of Your Credit Card posted at Success Blog. Using credit responsively is both important for saving money and for your happiness. Check a few which can help you in this regard.

Marc and Angel presents 11 Practical Ways to Spend Your Money posted at Marc and Angel Hack Life. Here are 11 practical ways to spend your money on something useful.

Fred Black presents Get These Three Keys Right and Your Success is Almost Guaranteed! posted at Fred Black: Internet Business Blog..

Sam Carrara presents Save Money at the Supermarket posted at Sam Carrara’s Marketing Education.

Debt Freedom Fighter presents Checking Your Credit Report Can Save You Money posted at Discover Debt Freedom!.

Rich Vosler presents Tips For Developing Leaders posted at Sales Training Tips.

Steve Faber presents - Beginner Stock Investing – How Can You Get Started? posted at Debt Free. Don’t spend, invest instead. Here are some things you need to know in order to get started on the path to success.

That concludes this edition. Next edition of this carnival will be hosted here on April 19, 2008. Submit your blog articles using our blog carnival submission form.