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| Intro APR | Regular APR | Credit Needed | Annual Fee |
| 3.99% Intro APR* | 10.99% | None | $0 |
Discover® Motiva(SM) Card Editorial Review
The Discover Motiva card is ideal for consumers who plan to carry a balance and make regular payments. Discover offers generous rewards programs with the Pay-On-Time Bonus and Cashback Bonus available to Motiva accountholders. The Pay-On-Time Bonus rewards customers with an interest rebate every time they make on-time monthly payments for six consecutive months. The Cashback Bonus earns cardholders rebates on all purchases made with the card. In addition to the rewards programs, Discover Motiva cardholders enjoy free pay by phone, customized due dates, email alerts and balance transfer programs. Discover offers all customers superior customer service as well as advanced fraud protection.
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