One from American Express® Apply for One from American Express®

  • Get $50 after Your First Purchase
  • No Pre-Set Spending Limit
  • Earn a Competitive Annual Percentage Yield (APY), Currently 2.75% (Variable Rate As of 4/15/2008)
  • Never Pay Interest on New Purchases
  • The Savings Accelerator(SM) Plan Contributes 1% of Eligible Purchases into an FDIC-Insured High-Yield Savings Account in Your Name
  • No Annual Fee for the First Year - A $35 Savings
  • Express Approval. Get a Decision in less than 60 Seconds
  • Apply online now at American Express's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available As low as 10.99% None $35

One from American Express® Editorial Review

The One Card from American Express allows consumers with excellent credit to set aside savings every time they use their credit card. The Savings Accelerator Plan rebate program allows cardholders to earn a cash rebate on all eligible purchases. Rebates are deposited into the customer’s FDIC-insured, high yield savings account. Customers will also receive a deposit after their first card purchase. Though there is no introductory offer, interests rates are reasonable for this card. American Express provides additional card benefits such as auto rental insurance, a purchase protection plan and up to $100,000 in travel accident insurance. Customers who are interested in setting aside savings will benefit most from carrying the One Card from American Express.

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