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Welcome to Credit Card Lowdown, the premiere online portal for selecting consumer credit cards. Our goal is to provide you with the most up to date credit card reviews, recommendations, information and news enabling you to make the best decision in selecting and applying for a credit card.

To select a credit card to apply for, simply browse our credit card types and card issuer lists, or navigate directly to our credit card reviews database and read detailed reviews of all the credit cards we offer.

Our Top Recommendations

Best 0 APR Credit Card

Citi® Platinum Select® Card Apply for Citi® Platinum Select® Card

Intro APR Period Regular APR Credit Needed Annual Fee
0% 0 Months 8.49% Variable Very Good $0

Best Airline Miles Credit Card

Delta SkyMiles® Gold Credit Card Apply for Delta SkyMiles® Gold Credit Card

  • Earn One SkyMile for Virtually Every Dollar You Spend
  • Earn 15,000 Bonus SkyMiles® after Your First Purchase with the Card
  • Always Double Miles® on Every Eligible Dollar You Spend at Supermarkets, Drugstores, Gas Stations and More
  • Earn 2,500 Bonus Miles for Adding an Additional Cardmember with their Application
  • No Annual Fee for the First Year, $95: $40 if You are a Qualified American Express Cardmember
  • Read our review
  • Apply online now at American Express's Web site

Intro APR Period Regular APR Credit Needed Annual Fee
9.99% 0 Months 15.24% Variable Good $95

Best Bad Credit Credit Card

Orchard Bank Platinum MasterCard® Apply for Orchard Bank Platinum MasterCard®

Intro APR Period Regular APR Credit Needed Annual Fee
0% 6 Months 14.9% Variable Bad Credit OK $39

Best Cash Back Credit Card

Discover® More(SM) Card Apply for Discover® More(SM) Card

  • No Annual Fee
  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Online Account Access
  • Read our review
  • Apply online now at the card issuer's Web site

Intro APR Period Regular APR Credit Needed Annual Fee
0% 6 Months 10.99% Fixed Very Good $0

Best Gas Rewards Credit Card

BP Visa® Rewards Card Apply for BP Visa® Rewards Card

  • 0% APR for Up To 6 Months on Purchases and Balance Transfers
  • Earn Up To 10% in Introductory Rebates
  • There's No Limit to the Amount of Rebates You Can Earn!
  • Earn Up To 5% in Rebates after the Introductory Period
  • No Annual Fee
  • Read our review
  • Apply online now at Chase's Web site

Intro APR Period Regular APR Credit Needed Annual Fee
0% 12 Months 11.99% Variable None $0

Best Student Credit Card

Citi® Platinum Select® Card for College Students Apply for Citi® Platinum Select® Card for College Students

Intro APR Period Regular APR Credit Needed Annual Fee
0% 6 Months 10.99% Variable Very Good $0

Latest Blog Entry

Carnival of Debt Management #51

Greetings! Welcome to the 51st edition of the Carnival of Debt Management. We have selected 14 posts for this edition. Here you go:
Dorian Wales presents How to Save by Making Credit Card Payments More Real and Tangible: 5 Practical Tips posted at The Personal Financier. A higher tangibly of credit card payments will ensure spending […]

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