Apply Online for a Balance Transfer Card
Consumers who suffer from high interest rates and those who hope to consolidate debt can benefit from balance transfer credit cards. These cards allow you to transfer balances from numerous high rate cards to one card with, presumably, a lower rate. This arrangement can save a significant amount of money in finance charges and fees each month.
When shopping around for a balance transfer credit card, find one that offers a better finance rate than what you pay currently. If you're using the card for debt consolidation, be sure that your credit limit will be high enough to accommodate your debt load. For the most benefit to your credit score, you should only use 30% of your limit. Additionally, make sure that they do not charge a fee for transferring your balance from one or more cards.
Keep in mind that some balance transfer cards offer low introductory rates that are raised after an initial period. Consider your payment plan to make sure you'll have your balance paid off before the introductory period is over.
Online Balance Transfer Credit Card Applications
The following online credit card applications keep your personal data safe with SSL technology, so you can apply with confidence.
The credit card information shown here is provided by CardOffers.com. Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.