Apply Online for a Cash Back Card
Cash back credit cards are a great way to earn money on everyday purchases. Credit card issuers generally give a percentage of qualifying expenses back to you, which is paid out on a monthly or yearly basis. When using this type of card, make sure you get one with low interest and fees, as paying too much for them can outweigh the benefit of cash back rewards.
Online Cash Back Credit Card Applications
The following online credit card applications keep your personal data safe with SSL technology, so you can apply with confidence.
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- Never Pay Interest on New Purchases
- Get $50 after Your First Purchase
- Earn a Competitive Annual Percentage Yield (APY), Currently 2.75% (Variable Rate As of 4/15/2008)
- No Pre-Set Spending Limit
- The Savings Accelerator(SM) Plan Contributes 1% of Eligible Purchases into an FDIC-Insured High-Yield Savings Account in Your Name
- No Annual Fee for the First Year - A $35 Savings
- Express Approval. Get a Decision in less than 60 Seconds
- Read our review
- Apply online now at American Express's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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No Introductory Rate Available
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As low as 10.99%
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None
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$35
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- Pay in Full, or Carry a Balance
- No Fees of Any Kind. No Annual Fee, No Late Fees, No Over-Limit Fees, No Balance Transfer Fees, No Cash Advance Fees
- Automatic Rewards. You'll Get an American Express Branded Shopping Card Worth $25 Delivered Straight to Your Door Every Time You Spend $2,500
- 0% Intro APR for Up to 12 Months
- Express Approval. Get a Decision in Less than 60 Seconds
- Read our review
- Apply online now at American Express's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for up to 12 Months
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As low as 9.99%
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None
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$0
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- Low 9.99% APR for Retail Purchases†
- 1% Cash Back on Virtually All Purchases
- No Annual Fee and a Low Competitive 9.99% Annual Percentage Rate (APR)
- No Annual Fee
- Credit Line may be as High as $250,000
- Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account
- Apply online now at the card issuer's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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1.9% APR for 12 Months
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9.99%
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None
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$0
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- No Limit on the Cash Back Earned
- Earn Cash Back - 3% for Gasoline, 3% for Restaurants, 2% for Travel, 1% Everywhere Else, Including Costco
- The TrueEarnings Card Serves as Both Your American Express Credit Card and Your Costco Membership Card
- No Annual Fee with Your Paid Costco Membership
- Apply online now at American Express's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for 3 Months
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14.99%
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None
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$0
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- No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
- 25% Annual Bonus on the Cash You Earn
- 0% APR on Purchases Until December 2008. After that, Variable APR, Currently 16.65%
- 1% Cash Back on Every Purchase
- Redeem Cash Whenever You Want
- *See Capital One® Important Disclosures for More Information
- Apply online now at the card issuer's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% on Purchases until December 2008
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16.65%
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Average
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$29
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for 6 Billing Cycles
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10.99%
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Very Good
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$0
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- No Annual Fee
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Read our review
- Apply online now at the card issuer's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% Intro APR*
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10.99%
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Very Good
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$0
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- No Minimum to Redeem for Cash
- 1% Cash Back on Everything You Buy From Day One
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
- No limit on Cash Back; No Expiration for the Life of Your Account
- No Annual Membership Fee
- Apply online now at the card issuer's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for 6 Months
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5.99%
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Good
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$0
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- Receive an Extra $50 Each Time You Save and Redeem $200 in Rewards
- Receive $50 after You Make Your First Purchase
- 1% Cash Back for Every $1 You Spend on All Other Purchases
- 3% Cash Back in Your Top 3 Everyday Spending Categories
- Read our review
- Apply online now at Chase's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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No Introductory Rate Available
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14.99%
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Excellent
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$0
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- Free Payment by Phone or Online-Even on Your Payment Due Date
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Choose a Payment due Date That Meets Your Needs
- No Annual Fee
- Online Account Access
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Read our review
- Apply online now at the card issuer's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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3.99% Intro APR*
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10.99%
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None
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$0
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- 0% APR* on Balance Transfers for up to 12 Months
- Earn a Full 1% Cash Back on Every Purchase
- Checks Will Be Sent Automatically Every Time You Earn $50 - No Calling Necessary
- Get a 20% Bonus on the Cash Back Earned on All Purchases for the First 12 Months
- No Annual Fee
- Read our review
- Apply online now at Citibank's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% APR for up to 12 Months
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As low as 9.99%
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None
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$0
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- Double Rewards With More than 80 Cashback Bonus® Partners*
- Earn More Cash in More Ways Than Anyone Else(SM)*
- Up to 20% Cashback Bonus® When You Shop Online*
- Unlimited Cash Rewards, Automatically
- 0% Intro APR*
- Choose Your Personalized Design
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Read our review
- Apply online now at the card issuer's Web site
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Intro APR
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Regular APR
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Credit Needed
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Annual Fee
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0% Intro APR*
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10.99%
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Very Good
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$0
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The credit card information shown here is provided by CardOffers.com. Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.
