Apply Online for a Low Interest Card

Low interest cards are helpful if you intend to carry a balance on your card. High interest rates mean you'll pay more each month in finance charges, so it is wise to find a credit card with the lowest interest rate you can possibly get. Shop around to see which credit card company can offer you the best deal.

If you currently use credit cards with high interest rates, consider using a new credit card account with a low interest rate, then transfer your balance. You'll save lots of money each month in finance charges and have a central account that you can use to consolidate and pay down your debt.

Of course, if you're not paying large finance charges, the credit card company has to make their money somewhere else on your account. Take a look at the whole package to make sure your great deal on an interest rate isn't cancelled out by another feature of the card. Specific areas to look at include annual fees, introductory rates and balance transfer fees.

Online Low Interest Credit Card Applications

The following online credit card applications keep your personal data safe with SSL technology, so you can apply with confidence.

Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard® Apply for Citi® Platinum Select® MasterCard®

Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 12 Months As low as 8.49% Very Good $0

Chase Platinum Visa® Card

Chase Platinum Visa® Card Apply for Chase Platinum Visa® Card

  • FREE Online Account Access
  • 0% Intro APR for Up To 12 Months* on Purchases and Balance Transfers*
  • No Annual Fee
  • The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
  • FREE Travel Services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
  • Read our review
  • Apply online now at Chase's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 12 Months 10.99% Very Good $0

Blue from American Express®

Blue from American Express® Apply for Blue from American Express®

  • Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
  • 0% APR on Purchases for Up to 15 Months
  • Low Balance Transfer APR — 4.99% Fixed APR for the Life of the Balance
  • No Annual Fee
  • Membership Rewards Express® Program
  • Express Approval. Get a Decision in Less Than 60 Seconds
  • Read our review
  • Apply online now at American Express's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 15 Months As low as 8.99% None $0

Discover® More(SM) Card

Discover® More(SM) Card Apply for Discover® More(SM) Card

  • No Annual Fee
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards, and Other Important Information
  • Read our review
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Very Good $0

Blue Cash® from American Express

Blue Cash® from American Express Apply for Blue Cash® from American Express

Intro APR Regular APR Credit Needed Annual Fee
0% APR for Up to 12 Months As low as 8.99% None $0

Blue for Business® Credit Card

Blue for Business® Credit Card Apply for Blue for Business® Credit Card

  • Option to Enroll in the Complimentary Membership Rewards Express® Program, with Flexible Rewards for You or Your Business
  • 0% introductory APR on Purchases for Up To 15 Months
  • No Annual Fee for Additional Cards
  • No Annual Fee with the Flexibility to Pay in Full or Carry a Balance
  • There's No Limit to the Number of Points You Can Earn and Points Have No Expiration Date
  • Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
  • Built-In ExpressPay Technology that Lets You Make Small Purchases Fast without Swiping Your Card
  • Read our review
  • Apply online now at American Express's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 15 Months As low as Prime Rate + 2.99% None $0

Platinum 0 for 15 PO

Platinum 0 for 15 PO Apply for Platinum 0 for 15 PO

  • Purchase Protection and Extended Warranty*
  • Introductory 0% APR* on Purchases for the First 15 Billing Cycles After Your Account is Opened
  • Online Access to View Transactions, Pay Your Bill, View up to 7 Years of Prior Statements and More!
  • No Annual Fee
  • $250,000 in Travel Accident Insurance*
  • Up to a 25% Discount at Select Car Rental Agencies*
  • FirstGuard® Provides Protection Against Identity Theft
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for 15 Billing Cycles 9.99% Very Good $0

American Express® Platinum Card

American Express® Platinum Card Apply for American Express® Platinum Card

  • Fine Hotels & Resorts Program - Exclusive Amenities at Boutique, Resort, and Luxury Hotels Around the World
  • Earn 25,000 Membership Rewards® Bonus Points When You Spend $1,000 in 3 Months - Redeemable for One Domestic Round-Trip Airline Ticket!
  • 24-hour Access to Concierge Service for the Finest Experiences in Dining, Entertainment, and Luxury
  • No Pre-Set Spending Limit
  • By Invitation Only® Events - Access to Exclusive, Once-In-A-Lifetime Events
  • Complimentary Airport Club Access
  • The Membership Rewards First® Program - Enjoy Exclusive Access to Rewards and Experiences Featuring Luxury Retail, Lifestyle, and World-Class Travel
  • Apply online now at American Express's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR Very Good $450

Orchard Bank MasterCard® Secured

Orchard Bank MasterCard® Secured Apply for Orchard Bank MasterCard® Secured

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available APR Varies* None $35

Pulaski Bank Visa® Card

Pulaski Bank Visa® Card Apply for Pulaski Bank Visa® Card

Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 6.50% None $35

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The credit card information shown here is provided by CardOffers.com. Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.