Apply Online for a Secured Card

Secured credit cards are a great option for people with bad or no credit. Consumers with unfavorable credit histories generally have trouble getting a credit card, but secured credit cards offer these people an option for building or rebuilding a good credit rating. They work just like regular credit cards, but they are funded in a different way.

Secured credit cards are backed by deposits paid by the cardholder. These deposits are generally 100% to 200% of the cardholder's credit limit. Placing a deposit ensures that the credit card company will not be left holding the bill in the event that the cardholder stops tending to their account. This deposit is not drawn upon unless the account becomes delinquent. Just like with traditional credit cards, cardholders are required to make regular payments on their account when there is a balance.

Secured credit cards are an excellent tool for working on your credit rating. Secured credit card issuers generally report monthly to the credit bureaus, so each time you pay your bill on time, you're one step closer to good credit.

Online Secured Credit Card Applications

The following online credit card applications keep your personal data safe with SSL technology, so you can apply with confidence.

Orchard Bank MasterCard® Secured

Orchard Bank MasterCard® Secured Apply for Orchard Bank MasterCard® Secured

Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months APR Varies* None $35

New Millennium Bank Secured Platinum Visa®/MasterCard®

New Millennium Bank Secured Platinum Visa®/MasterCard® Apply for New Millennium Bank Secured Platinum Visa®/MasterCard®

  • Guaranteed Issue
  • Get Approved for Up To $10,000 in Secured Credit with No Credit Check
  • Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
  • Free Companion Airfare
  • Credit Amount Equals the Deposit
  • Complimentary Online Services for Account Management and Payments
  • Be Approved Regardless of Income or Credit History
  • Reports to the 3 Major Credit Bureaus
  • Read our review
  • Apply online now at New Millennium Bank's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.5% Very Good $59

New Millennium Bank Secured Gold Visa® / MasterCard®

New Millennium Bank Secured Gold Visa® / MasterCard® Apply for New Millennium Bank Secured Gold Visa® / MasterCard®

  • Reports to All 3 Bureaus
  • No Credit Check
  • Total Credit Limit Up To $10,000*
  • Approved Regardless of Credit History
  • Get Cash at Over 740,000 ATMs
  • Emergency Cash Transfers
  • Auto Rental Insurance
  • $100,000 Travel Accident Insurance
  • Apply online now at New Millennium Bank's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.5% Good $59

Bank of America Secured Visa® Platinum Card

Bank of America Secured Visa® Platinum Card Apply for Bank of America Secured Visa® Platinum Card

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 15.99% Very Good $29

New Millennium Bank Secured Black Diamond Visa®/MasterCard®

New Millennium Bank Secured Black Diamond Visa®/MasterCard® Apply for New Millennium Bank Secured Black Diamond Visa®/MasterCard®

  • Reports to All 3 Bureaus
  • No Credit Check
  • Total Credit Limit Up to $10,000
  • Approved Regardless of Credit History
  • Get Cash at Over 740,000 ATM's
  • Emergency Cash Transfers
  • Auto Rental
  • $100,000 Travel Accident Insurance
  • Apply online now at New Millennium Bank's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.5% Very Good $59

The credit card information shown here is provided by CardOffers.com. Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.