Archive for August, 2006
More Ways to Reduce Credit Card Debt
Credit card debt is a painful reality and we must find ways to deal with it. While throwing away your credit card or hiding it are options, we must look at more long-term solutions. Solutions that will help us save a thousand or more dollars on credit cards. Here are a few suggestions:
Lower your [...]
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Grocery Credit Cards Anyone?
Is this the face of things to come for the credit industry? It would definitely seem so. What am I
talking about? The new card introduced by Bi-Lo that gives customers a credit line of up to $200 for
groceries. Myrtlebeachonline.com reports:
The Mauldin, S.C.,-based grocer says the program is far
cheaper than the [...]
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The CBA Route to a Student Credit Card
As a student you need to worry about one thing ? debt, especially credit card debt. Being in debt has become a way of life for a majority of Americans, and we begin young ? you?re just out of high school and if you want to study any further, you need loans and have to [...]
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Get a business credit card in 3 short steps
Do you run your own business? If yes, you’ve probably thought about getting yourself a business credit card – a good idea since it makes it easy for you to separate your business expenses from your home expenses, a task that helps keep your paperwork organized and simplifies things at tax time. Here is the [...]
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Hey…We Know Our Money!
Holidays are a time for overspending; for just forgetting how much money runs out your pockets. And when you come back from that lovely vacation with that beautiful tan, you are brought back to earth with a thud – thanks to your credit card bills. While popular media would love to have us believe that [...]
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Canceling Charges are Painful With Automated Payments
It is the modern amenities and facilities that make life extremely smooth. But in case of a small error, these facilities can make life extremely difficult as well. I know you are probably wondering why I’m trying to sound philosophical when we are here to discuss credit cards. Well, this little bit does have something [...]
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No Deal on Transfer of Credit Card Balances
Were you planning to take advantage of the popular low-rate balance-transfer deals. Well, it just got a
bit expensive as banks raise fees and restrictions on these deals thanks to the rise in interest rates.
Usatoday.com reports:
Until recently, most balance-transfer fees amounted to 3% of the sum
transferred to the card, up to a [...]
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Of Credit Cards And Gas Pumps
Before I go into the topic for the day, here are a few statistics that I’m sure will be of interest to you.
According to studies, the average consumer purchases about 530 gallons of gas a year.
So if gas
costs $3.00 a gallon then 530 gallons cost you a cool $1,590.00 a year.
Or [...]
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If Your Credit Card Co. Offering You Insurance, Read On
Heard about credit card but bet you don’t know much about credit card insurance. Sounds interesting
doesn’t it? Well, here are some tips on what you should do if you want to accept insurance offered by
your credit card company. Personalinsure.about.com reports:
Unlike a lot of insurance plans, credit
insurance can start by a verbal [...]
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Universities Averse to Credit Card Payments
While credit card companies are busy wooing students, forcing them to pay their tuition with plastic, it would be a good idea if you checked with your University before deciding on this mode of payment. In what could be described as a trend, Purdue University recently decided that it wasn’t going to allow that [...]
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