Carnival of Money, Growth and Happiness #18

Greetings! Welcome to the 18th edition of the Carnival of Money, Growth and Happiness. We have selected 48 posts for this edition. Here you go:

David presents My Friend Just Had A Baby; Now What? posted at My Two Dollars. So, if you already had a kid and were about to have another, what kind of changes would you make in your life to make the transition to a multiple-child household easier?

Paidtwice presents The Feeling of Seeing the Balance Transfer Complete posted at I’ve Paid For This Twice Already…. Taking big steps to eliminate credit card debt shows personal growth and creates happiness inside.

SJ Yee presents Nick Vujicic, the man with no limbs, on Perspective, Vision and Choices posted at Personal Development for the Book Smart.

Melissa presents The First Test: The Fine Dining Challenge posted at A Penny Closer. Melissa says, “This was our first test going out to eat at an upscale restaurant while trying to remain as frugal as possible. We went in with a plan to keep our expenses under control.”

KCLau presents Analyze Income & Expenses Flow in Your Life with Practical Advices posted at KCLau’s Money Tips. Study your income and expenses trend. There are some unforeseen circumstances that need preparation. Sometimes your income may drop. Sometimes your expenses just shoot over the roof when least expected.

Jason Elder presents File for Bankruptcy - Personal Bankruptcy Reasons posted at A Bankruptcy Lawyer’s Blog. When is filing for bankruptcy the only way out? People often wonder under what circumstances they should actually file bankruptcy. Here are some simple guidelines that can assist you in making that decision.

Aaron Wakling presents FICO Score - Understanding Your FICO Credit Score posted at The Credit & Credit Card Blog. Your FICO score is a vital component of managing your finances. This is the number used by the credit bureaus to determine how good your credit is. The FICO scoring system can appear to be pretty complicated if you do not know how it works.

Eric Hudin presents My Estate Planning Career Blog » Blog Archive » Jumbo IRA or Pension - 5 Major Income and Tax Advantages of an LAP Plan posted at My Estate Planning Career Blog. Do you have a jumbo IRA or pension plan? In the next 2 minutes you will learn how to increase your spendable income while you live and keep it from being taxed as much as 75% after you die!

Allen Taylor presents On The Quick and Easy Path To Achieving Trading Mastery posted at Investing World Today. Many books on trading psychology refer to the steps involved in achieving trading mastery. This is usually presented as five steps, starting from beginner, through novice, and finally becoming an expert, or master.

Tim Ramsey presents Debt Settlement - Nothing but the Facts posted at My Debt Relief Blog. Bankruptcy filings have jumped nearly 17% during the month of August 2007. Unfortunately, this news is not surprising; after all, foreclosures are at an all-time high and credit card debt is skyrocketing.

Eric Stanley presents Retirement Planning - Do You Know If You Have Enough? posted at Personal Finance Blog Articles. Have you been saving enough for your retirement? Well, if you’re like the large majority of people, the answer is not really.

Thomas Humes presents Retirement Planning - This Simple Rule Can Make it Easy for Baby Boomers posted at Wealth Building World. For many, the thought of retirement planning makes people queasy. A study by the Savings Council shows that Most American’s spend more time planning a two-week vacation than planning their retirement. Saving and investing for retirement can be intimidating.

MDB presents Success: WITHOUT The Law of Attraction posted at Million Dollar Blog. MDB says, “I managed to pay off my credit cards without getting into any fancy new age theories or debt consolidation companies. I just kept my eyes open and took the chances when they arrived. Find out how.”

Tushar Mathur presents Features that “DECREASE” the resale value of your Home posted at Everything Finance. Unless you’re living in a condo, a retirement community, or historical or in-town neighborhood most buyers will look for at least a two-car garage. If you don’t have a garage, it’s a real negative. Personally, for a young family of mine having a 2 car garage is a must. I like having the extra storage space too.

Edith Yeung presents We are all Liars posted at Edith Yeung.Com: Dream. Think. Act.. A young man asked his girlfriend’s father for permission to take her out…

Arin Vahanian presents How One Quote Can Change Your Life posted at Super State. Most of us love to travel but going on a holiday can be costly unless you do some careful planning. Here are some ways to save.

Gustav S presents 7 Lessons to Increase your Productivity and Efficiency a la Personal Growth Style posted at This modern society in which business happens almost instantly with all this new technology is putting us up in extreme pressure.

David B. Bohl presents Will You Get Happier as You Grow Older? : Slow Down Fast Today! posted at Slow Down Fast Today!. If you’re unhappy today, do you need to wait a few (or more) years to achieve the happiness you desire? Absolutely not. If you wait for happiness, it simply means that you haven’t started living.

Dean presents The Latte Factor: Why Starbucks is Evil posted at Stay far away from Starbucks or you will pay!

Cade Krueger presents Top Questions For Financial Advisors posted at Home Based Business Opportunities. Many people think that they know exactly how to handle their money and financial affairs, but often times they soon become humbled by unexpected obstacles.

Surfer Sam presents New Goals Will Change My Life. Tools to Inspire, Develop and Help Yourself. Making Goals Happen posted at Surfer Sam and Friends. Goals Will Change Your Life. Tools to Inspire, Develop and Help Yourself. Making Goals Happen.

Conan Stevens presents Why Do I Always Have Bad Luck posted at Tall Muscle Actor. Those with bad luck struggle through life while those with good luck fly through life.

John Hill presents Law of Cause and Effect posted at Universe Of Success. The law of cause and effect is the ultimate law of life and you can use it to your advantage in every area of your life.

Yazan Manasrah presents 4 ways to make more money posted at The Blasted Crossing. Some tips to help you get started on your quest for financial independence.

Joy Miller presents Online degrees from Penn State posted at Online College Blog. If you are looking for an online college with a stellar reputation, you might want to consider one of Penn State’s 50 online degree programs.

Ted Reimers presents Student Loan Consolidation FAQ posted at CampusGrotto. Common Questions and Answers regarding Loan Consolidation.

KCLau presents Are you a Financial Idiot or Genius? Plot Your Net Worth Chart! posted at KCLau’s Money Tips. This article alerts you to plot your net worth chart. You’ll learn how the charts are differentiated with different level of financial intelligence.

Kyle James presents More Frugal Tips: My Dad Weighs In! posted at Blog. My frugal Father wrote this article for my blog about a couple frugal techniques he uses in his life.

Dax Desai presents A Gift from the Fed (I was wrong) posted at High Return Investing with Dax. How could you have made money with the recent Fed cuts? Gold, Cd’s, and Foreign exchange are explained here as shown by this person’s real-life investment examples.

Jigsaw hc presents You Can Make Money Reading Emails posted at Jigsaw hc’s Rants & Reviews. Jigsaw says, “SendEarnings is an almost identical clone of InboxDollars in terms of the site layout and design, but I can live with that since I’ve made $9.55 with them so far. They offer $1 per survey like InboxDollars does, but they seem to have slightly less surveys and emails since I’ve not made as much with them yet.”

Giannis presents Hard work posted at WeddInWeb Blog. Is the “work hard” advice legitimate?

Ellesse presents Is There Anything You Wished You’ve Never Done? at Goal Setting College posted at Goal Setting College. Whatever that’s good or bad about you or your choices is yours alone. Only when you acknowledge them as part of your entirety will you realize you actually possess the ability to change it.

Glblguy presents The End of Cash? posted at Gather Little By Little. Discusses the growing trend towards electronic transactions and decline in cash.

Peter S C presents 10 of the Best Ways to Spend Your Money posted at I will change your life . com. How you spend your money is your business. What you may like to consider, though, is that your spending habits can often affect your level of happiness. And what you initially think may make you happy - the new car, bigger house, and large screen TV - may not give you the most smiles for your dollar.

ChristianPF presents How to budget with ING direct posted at ING Direct is my secret budgeting tool. Here are a few steps to start budgeting using ING Direct.

Silicon Valley Blogger presents Traditional Jobs For Men And Women And The Gender Divide » Money and Personal Finance Blog In Silicon Valley posted at The Digerati Life. Men and women have been experts at different types of jobs. Should we equalize the workforce? I believe so, and here’s why.

FIRE Finance presents Students’ Cash Back Credit Card - Discover’s Tropical Beach! posted at FIRE Finance. Discover has come up with a great cash back reward card for students. We really like the name “Student Tropical Beach Card.” And the best part is that it offers 5% cash back! This card offers a great opportunity for students to build up their credit…

Joy Miller presents 18 Online universities with 8 week semesters posted at Online College Blog. Several online colleges offer 8 week terms, allowing you to complete your classes in half the time.

Sara Goldstein presents A beautiful (budget) bride! posted at The Bargain Queen on Fashion and Beauty. Weddings: are they the happiest day of your life? Or stressful, expensive and impersonal? Here’s one bride’s story of creating a beautiful day without the big expenses.

KCLau presents Should you focus on Increasing income or reducing expenses? posted at KCLau’s Money Tips. Cash flow chart involves simple mathematic calculation: Saving = Income - Expenses. Savings is the priority since it appears first in the equation. To increase saving, we can either increase income, reduce expenses, or doing both at the same time. Which option requires your most attention?

Warren Wong presents Giving Yourself Alone Time posted at INTJ Personal Development. In a world full of distractions, it can be hard to have alone time. Here’s why you should always have alone time and how to fit it in.

Ryan Russell presents The truth about debt consolidation posted at CareOne Credit Counseling Services. Debt consolidation comes in several forms, including credit counseling, balance transfers, and debt consolidation loans, so review your options carefully before making a decision.

Everything Finance presents Saving for Kids College Education posted at Everything Finance.
529 plans enable you to invest for higher education free of federal and, sometimes, state income taxes. States or schools can sponsor a 529 plan.

Kyle James presents 5 Ways To Save on Gasoline posted at Blog. Easy to use tips to lower your gasoline bill every month.

Storm presents Welcome to posted at Watch Me Become A Millionaire. Storm says, “I do not have any plans of taking part in any get rich quick schemes - No, this is going to take hard work, determination, dedication and a desire to constantly learn and apply this knowledge.”

Patricia O’Rourke presents by the book posted at (spare) change is good. For book lovers.

Warren Wong presents Why You Should Show Appreciation posted at INTJ Personal Development. Why you should show appreciation for the little things people do and how to go about doing it.

Ralph Jean-Paul presents Develop Mental Toughness posted at Potential 2 Success. MVPs, CEOs, extraordinary leaders, and successful people of all kinds have it and so should you. Develop, strengthen and master your ability to perform under pressure, bounce back from failure, and excel in life.

That concludes this edition. the next edition of this carnival will be hosted here on October 08, 2007. Submit your blog articles using our blog carnival submission form.

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