Archive for the 'Tips & Advice' Category
100 Creative Ways to Cut Wedding Costs
With average wedding costs hovering around $20,000, many newlyweds start their lives together in debt.
Fortunately, it doesn’t have to be that way. It is possible to save money and have a great wedding
at the same time. Check out these tips for keeping your wedding day focused on celebrating love, not
financial ruin.
Dress
Every […]
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How To: Stop Receiving Credit Card Offers
Junk credit card offers are more than just a nuisance; they can leave you vulnerable to identity theft or tempt you to sign up for credit you don’t need. Unfortunately, they won’t disappear if you ignore them, so you’ll have to do something about it. Here are a few steps that you can take to […]
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The 100 Most Inspirational Personal Finance Turnaround Stories Online
If you’re like many Americans, you probably have some concerns about your personal finances. You may be worried about credit card payments, high interest loans or whether your retirement plan is going to provide you and your spouse with enough money to sustain you. The bloggers highlighted in this article used to have similar […]
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The 100 Most Influential Personal Finance Bloggers
Bloggers have begun to supplant traditional media in influence and audience in a wide array of areas, none more recent and more profound than in personal finance. Whether their goals are as ambitious as becoming a millionaire or as humble as paying down their credit card debt, tens of thousands of people over the […]
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Little Known Facts about Credit Cards
Living without a credit card has become a near impossible task for people these days. Online usage of credit cards has gained momentum in the past few years. However, credit cards can turn out to be a boon or a bane for you. It depends on how you handle your personal finances. The article "12 […]
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Interesting Consequences to Missed Payments
– Pushpa Sathish, Staff Writer
Credit card usage remains at an all-time high ? UK payment
association Apacs reports that ?11.4 billion was spent in the UK in December 2006 ? but information and
common sense relating to their use are at rock bottom. Most consumers are unaware of the basic facts
that will prevent them […]
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Cut the Charges, Not the Cards
Credit cards ? it?s a known fact that these deceptive pieces of plastic are most often the reason why people sink into black holes called debt. But you can?t deny the fact that they do prove useful once in a while, especially in emergencies or for online shopping. The trick to have your cake and […]
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Did You Know?
– By Pushpa Sathish, Staff Writer
…That you will not be held responsible for charges
made to a stolen credit card? Yes, this is true, but only if you report that it is missing at the
earliest. Your card company will hold you liable for expenses incurred up to $50 if the card itself is
stolen. […]
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Losing It, Drop By Sweaty Drop
– By Priya Jestin
I was taking stock of my finances the other day � yes I do it sometimes.
Well and what do I see? I was spending around 10 percent more than my salary on a monthly basis. Now, 10
percent didn�t seem too much so I brushed it aside. Big mistake screamed my […]
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Secured vs Unsecured Creditors
– By Priya Jestin, Staff Writer
When you are indebted to someone, it is good to know the kind
of creditors you have. Generally speaking there are two broad categories of creditors: Secured and
unsecured. A �secured creditor� has a lien, or interest on your property, which s/he can use to satisfy
the debt. Now […]
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