Carnival of Debt Management #43

Greetings! Welcome to the 43rd edition of the Carnival of Debt Management. We have selected 23 posts for this edition. Here you go:

Jonathan Kinard presents Transferring Out of Credit Card Debt posted at Achieving Financial Freedom - JonathanKinard.com.

Jesse Moran presents Teach Your Children to Handle Their Money posted at CompGifts - The Frugal Way of Living.

Alanna presents The Foreclosure Crisis Continues posted at BBB Consumer Education.

Dorian Wales presents 10 Sure Ways to lose 50% of your investment posted at The Personal Financier.

Harrine Freeman presents 5 Ways to Stop Living Paycheck to Paycheck posted at The Debt Reducer Expert’s Blog.

Aussie Investor presents Emergency Cash Fund posted at Money Management Personal Finance Blog. One of the first steps on the path to getting your personal finances in order is to establish an emergency cash fund. This fund will provide a buffer and insulate you from unforeseen financial emergencies by giving you access to cash reserves when required.

Body For Life Results presents How To Protect Yourself From Credit Card Fraud posted at Tame Your Debt.

Shanti presents My Debt Progress (The Countdown Begins!) posted at Antishay Ventenne.

Jennifer G. presents The Freebie Diva: Expo TV posted at The Freebie Diva. A special ongoing section on making extra money on the web has just been introduced and contains information on getting started making extra cash on the web through companies that I have personally tried and can vouch for.

Larry Russell presents 7 Ways to Pick the Best Noload Mutual Funds and ETFs posted at Best No Load Funds.

Alex M presents Get Rid Of Small Business Financing Problems Once And For All posted at Personal finance strategy.

Steve Faber presents - Continuing Education Certificate Programs – Earn Extra Money posted at Debt Free. Earning extra money is one way to get out of debt. Getting a professional certificate is one way to do just that. Once you start making all that cash, you’ll have to resist the temptation to spend up to the level of your newly increased income.

Barb A. Ryan presents Bond Mutual Fund Fees posted at Bond Market Index Funds.

Jeremy Zongker presents Why Minimum Monthly Payments Will Cost You Big posted at Creditor Web.

Erek Ostrowski presents Visualize More Income! posted at Verve Coaching.

MBB presents 0% Balance Transfer Credit Card Offers posted at Money Blue Book.

Jed Norwood presents Forex Trading Platform posted at Forex Trading Blog. Learn how to make money in the forex market by understanding how the trading platform works.

Phil for Humanity presents The Top 6 Reasons Why the Tax Rebate Won’t Stimulate the Economy << Phil for Humanity posted at Phil for Humanity. The reasons why the Economic Stimulus Act of 2008 and tax rebates will not stimulate the American economy out of this recession.

Mark @ TheLocoMono presents Tracking Your Prosper Portfolio with Money Plus posted at Just Personal Finance. Prosper currently does not have an intergration feature with personal finance software but I managed to figure a way to include my Prosper investment with Microsoft Money Plus to take advantage of the cash flow feature.

Hard Money Loans presents A Few Simple Ways To Reduce Your Debt on Hard Money Loans posted at Hard Money Loans.

Rio presents Eliminate Debt | Get Financially Fit! posted at Get Financially Fit!. Get out of debt so that you can follow your dreams and achieve your goals.

Madeleine Begun Kane presents Form 1040 Blues posted at Mad Kane’s Humor Blog.

Kathryn presents Top 20 Most Outrageous Credit Card Overspending Stories posted at Credit Card Applications Expert | Apply4-Credit.com. Don’t make the same mistakes that these twenty people made! They racked up tens of thousands of dollars in credit card debt; sometimes on other people’s cards.

That concludes this edition. Next edition of this carnival will be hosted here on March 23, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Money, Growth and Happiness #36

Greetings! Welcome to the 36th edition of the Carnival of Money, Growth and Happiness. We have selected 33 posts for this edition. Here you go:

Mark Runta presents What Does it Take to Succeed? posted at Investing Lessons. Success in career, business and investing is driven by something more than just hard work and passion.

Dorian Wales presents 10 Sure Ways to lose 50% of your investment posted at Personal Financier.

Kathryn presents Ten Great Ways To Screw Your Credit Card Company posted at Credit Card Applications Expert | Apply4-Credit.com. Ten tips for protecting yourself from general credit card problems and specifically the problem of credit card companies treating you poorly.

KCLau presents Top 39 Essential Rules of Investing posted at KCLau’s Money Tips. 39 useful tips on how to make your money work hard for you. These are tips that would allow you to grow your wealth safely and soundly.

FIRE Finance presents Simple Strategies to Inflation Proof a Portfolio! posted at FIRE Finance. We can enlist several ways to tackle inflation. But we would like to draw our readers’ attention to a couple of the simpler methods.

Joel Chue presents Mind Power: The 3Ps’ That Will Make You A Champion! posted at Mind Power Hacks: Tap The Subconscious Mind Power.

Steve Oliphant presents Stop Gambling with Your Future and Start Making Money posted at Steve Oliphant’s Musings.

Alvin Huang presents Find Your Perfect Mate with the Law of Attraction posted at ChargedAudio Subliminal Success | Self Improvement.

Rich Vosler presents Don’t let your struggles defeat you posted at Sales Training Tips.

JMSherer presents Become a Positive Person in 21 days posted at Living Infinitely.

Edith presents Are You Compromising Yourself? posted at Edith Yeung.Com: Dream. Think. Act..

Hill Robertson presents Are You Working for the Weekend? posted at Internet Business Success Guide from a Geek. Do not focus on working for the weekend. Focus on working for freedom.

Shamelle presents Not Tonight Dear, I Have A Modem! posted at Enhance Life.

Jesse Moran presents Teach Your Children to Handle Their Money posted at CompGifts - The Frugal Way of Living.

Wilson ng presents Dedication and Focus posted at Reflections of a BizDrivenLife. Success comes with a price. It demands dedication and effort and lots of hard work. Before you plunge and buy, it might be good to ask first how much is the cost of your ‘whistle’.

Gary Evans presents Why Won’t The Law of Attraction Work For Me? posted at Good To Feel Good.

Christine presents Think Before You Vote posted at Me, My Kid and Life.

Alex M presents Get Rid Of Small Business Financing Problems Once And For All posted at Personal finance strategy.

Alex Liu presents A Single Secret That Will Change Your Blog, Business and Life Forever posted at Law Of Attraction. One simple secret that can make you perform extraordinary results in anything in life including business, money, happiness and life itself!

Covert Hypnotist presents What Exactly Is Hypnosis? posted at Conversational & Covert Hypnosis Blog. Hypnosis entails more than just the trance-like state you see depicted in many movies and television shows, it is a deep and complicated relationship held between the hypnotist and the subject that comes complete with a desired set of goals to achieve.

Larry Russell presents 7 Ways to Pick the Best Noload Mutual Funds and ETFs posted at Best No Load Funds.

Penelope Pince presents Home is Where the Money Is posted at Our Fourpence Worth. This article examines the many small, often overlooked ways in which we spend or “use” money (aside from the cost of gas) every time we leave the house and encourages the consolidation of errands and outings as much as possible.

Rick presents Gift Card Arbitrage posted at Increase Revenue, Decrease Cost. One way to get a really good deal is using gift card arbitrage strategies.

Deb presents Expert Q& A: How to Manage Your Business For Success posted at American Small Business News.

Debt Freedom Fighter presents Drowning in Credit Cards? It’s time to have surgery and remove debt from your life! posted at Discover Debt Freedom!.

Barb A. Ryan presents Bond Mutual Fund Fees posted at Bond Market Index Funds.

David B. Bohl presents Where is the Love? Tips for Getting Back that Old Spark posted at Slow Down Fast Today!. Healthy, committed relationships can sometimes lose their luster because we get too comfortable and fall into old routines. We take each other for granted and put our partners on the Low Priority list. But it doesn’t have to be that way!

Jed Norwood presents Forex Margin Call | Adding Money is a Big Mistake posted at Forex Strategy Blog. This article discusses what NOT to do when receiving a margin call in the forex market.

Carol Bentley presents 3 time management tips and recommended reading posted at Carol Bentley.

Mark Riffey presents Blocking time improves small business owner productivity posted at Business is Personal.

Jimmy Sansi presents Memo To Entrecard Users: Get A Clue posted at The Kaizen Business.

Aaron Brandon presents Just Part Of The Flock posted at Aaron Brandon.

Terry Dean presents 7 Make Money Online Myths posted at Integrity Business Blog by Terry Dean. Things to know about spending money on internet business. things to avoid, myths discussed.

That concludes this edition. Next edition of this carnival will be hosted here on March 22, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Debt Management #42

Greetings! Welcome to the 42nd edition of the Carnival of Debt Management. We have selected 15 posts for this edition. Here are the posts in the order they were received.

Christine presents Wants vs Needs: A Look at Personal Consumption posted at Me, My Kid and Life: An American Single Mom Living in France.

Seb presents Why I?m in no hurry to pay off my student loans posted at Pinching Copper. All told, our student loan debt is about $40,000. With minimum payments, we have carrying costs that total nearly $400 a month. And yet, even with this mountain of debt and burdensome monthly payments, I’m in no rush to pay it off.

Small Cents presents March Goals posted at $mall C€nts.

William Blake presents Are You Balancing Your Bank Statements Every Month? posted at Becoming Debt Free.

Lauren Rose presents 7 Common Sense Tips to Eliminate Credit Card Debt posted at No Debt Anymore .org. Here are 7 common sense guidelines to eliminate credit card debt.

Neelakantha presents Wide Open Wallet: 50 Awesome Open Source Financial Tools posted at Free Geekery.

Shanti presents If you earn $10,000 and you don?t owe anyone anything, then you have $10,000! posted at Antishay Ventenne. Inspiration for those in the midst of debt-payoff. A clip from Dave Ramsey and comments :) It’s the most inspiring three minutes you’ll ever listen to.

Tyler presents Student Loan Reduction Strategies posted at Dividend Money. A great article that details how to get the most out of your student loans!

Robert Phillips presents 5 Magic Questions Every Real Estate Investor Should Ask posted at REAL ESTATE INVESTING.

DianeDean presents Mortgage Claim Release Act: posted at Need IRS Help?.

Brent Diggs presents What The Promised Recession Means To You As An American posted at The Ominous Comma. An economic humor.

Ryan presents The Money Spectrum posted at Millionaire Money Habits. Where are you on the money spectrum, and what will it take to get to the next stage and increase your wealth?

Kathryn presents Ten Great Ways To Screw Your Credit Card Company posted at Credit Card Applications Expert | Apply4-Credit.com. These are ten tips for protecting yourself from problems with your credit card company.

DianeDean presents Salaries & Wages posted at Need IRS Help?.

KCLau presents Top 39 Essential Rules of Investing posted at KCLau’s Money Tips. 39 useful tips on how to make your money work hard for you. These are tips that would allow you to grow your wealth safely and soundly.

That concludes this edition. Next edition of this carnival will be hosted here on March 16, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Money, Growth and Happiness #35

Greetings! Welcome to the 35th edition of the Carnival of Money, Growth and Happiness. We have selected 21 posts for this edition. Here you go:

Matt presents Finding the right career path posted at Life is your Career. Career path is a big part of living a happy life. Like ice cream, it’s best to try to a few before picking your favorite.

Chris Carter presents Investing In Your Future posted at ExperienceNewThings.com. About the importance of investing your money.

Christine presents Wants vs Needs: A Look at Personal Consumption posted at Me, My Kid and Life: An American Single Mom Living in France.

Madeleine Begun Kane presents Empowered Haiku posted at Mad Kane’s Humor Blog. Poem about Empowerment.

Matthew Spears presents I ’should’ heal and grow. posted at Loving Awareness. As much as you desire change, understand it is because you think you “should”. This desire for change, is usually allowed to come to you from an external source rather that from inside yourself. In other words, true change will not occur unless and until you are connected to your inner Self and the desire to change comes from there.

James Lee presents Are You Making These Mistakes in Article Marketing? posted at Online Business Freedom.

Praveen presents American Century Ultra Fund: The Folly of Not Following Your Trading Plan posted at My Simple Trading System. The performance of the American Century Ultra mutual fund illustrates the folly of panicking and not following your investment plan.

Jose DeJesus MD presents Improve Investment and Financial Results - Simplify and Conquer posted at Physician Entrepreneur.

Steve Oliphant presents Stop Gambling with Your Future and Start Making Money posted at Steve Oliphant’s Musings.

Neelakantha presents Wide Open Wallet: 50 Awesome Open Source Financial Tools posted at Free Geekery.

Rose Walbrugh presents Beliefs of happy people posted at FreeMyMind.Net. How do we set about discovering a set of well grounded beliefs certain to result in a happy, constructive life?

Shanti presents Extreme Frugality: How to Save an Emergency Fund When You Have A Negative Cash Flow posted at Antishay Ventenne. This post is all about how to build an emergency savings fund (or small contingency fund) when you can’t even make all your bills each month.

Wayne Buckhanan presents Three Types of Action posted at Life, Love, & Learning.

Robert Phillips presents 5 Magic Questions Every Real Estate Investor Should Ask posted at REAL ESTATE INVESTING.

Brent Diggs presents What The Promised Recession Means To You As An American posted at The Ominous Comma.

David B. Bohl presents Career Growing Pains? 5 Signs You May Be in the Wrong Profession posted at Slow Down Fast Today!. Here are some clues that you might be due for a change - and how to kick-start the process of career transition.

Edith presents Vinod Khosla Talks about Green Investing & Entrepreneurship posted at San Francisco Bay Area Small Business Community That Connects You With Entrepreneurs Around You.

Christine presents Wants vs Needs: A Look at Personal Consumption posted at Me, My Kid and Life: An American Single Mom Living in France.

Joel Chue presents Create Postive Changes With Self Hypnosis Today! posted at SELF HYPNOSIS: Weight Loss, Quit Smoking Self Hypnosis!.

David B. Bohl presents Career Growing Pains? 5 Signs You May Be in the Wrong Profession posted at Slow Down Fast Today!. Here are some clues that you might be due for a change - and how to kick-start the process of career transition.

Alvin Huang presents Positive Thinking on Paper posted at ChargedAudio Subliminal Success | Self Improvement.

That concludes this edition. Next edition of this carnival will be hosted here on March 15, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Debt Management #41

Greetings! Welcome to the 41st edition of the Carnival of Debt Management. We have selected 20 posts for this edition. Here you go:

GP presents Green Innside posted at Innstyle Montana- Come on Inn. Green building is good for the environment and long term savings.

Freddie L. Sirmans, Sr. presents A SURVIVAL PLAN IN CASE THE DOLLAR ACTUALLY COLLAPSES posted at A SURVIVAL PLAN IN CASE THE DOLLAR ACTUALLY COLLAPSES.

John Crenshaw presents Paying Off Your Mortgage - Will It Save You Money? posted at Truthful Lending Mortgage, Refinance Advice. There’s been quite a bit of debate lately over whether or not you should pay off your mortgage or invest any extra money. This article explores the different mortgage payoff methods and will help you decide which, if any, are right for you.

RacerX presents Life, Liberty and the Pursuit of Money posted at Life, Liberty and the Pursuit of Money. Every debt you have is like a chain that binds you. Binds you to a job you don’t like, binds you to not invest into your retirement, binds you from taking that dream vacation!

Jeremy presents Prepare Now For Baby Tomorrow by Getting Rid of Your Debt posted at Debt Consolidation Blog.

Dorian Wales presents Understanding Important Hidden Psychological Aspects of Rent vs. Buy Comparisons posted at Personal Financier.

FIRE Finance presents Top 5 Ways To Trim Our Grocery Bills! posted at FIRE Finance. Economic Research Service, a division of the U.S. Department of Agriculture, has compiled data showing that an average American spends more than 30 percent of their monthly budget on food. If we crunch the numbers we’ll see that our national grocery bill is more than $2 trillion annually!

Mr. Credit Card presents College Student Credit Cards Lessons posted at Ask Mr Credit Card.

Niharika Das presents How to Throw a Kickass Frugal Bar Mitzvah posted at Frugal Panda.

American Entrepreneur presents Don’t Underestimate the Importance Of Business Insurance posted at American Entrepreneurship.

Mark Butler presents Shut the Stuff Up! posted at The Butler Project. If you can’t fight off materialism you may not ever be able to get out of debt.

Debbie presents HOW TO DEAL WHEN THE CUPBOARD STAPLES ARE GETTING EXPENSIVE » American Consumer News posted at American Consumer News.

Henry Bagdasarian presents Tax Refund Scam posted at Free Identity Theft Prevention, Detection and Fraud Solutions.

Small Cents presents Getting Paid For Blogging posted at $mall C€nts. Is it worth writing sponsored posts in order to gain a little ground in repaying debts?

Ray presents Save Money With The Best Gas Credit Card Offers posted at Money Blue Book.

Jeremy Zongker presents 11 Reasons Why You’ll Want to Live on a Budget posted at Destroy Debt.

Aussie Investor presents What Is Personal Finance? posted at Money Management Personal Finance Blog. This article is an introduction to personal finance. What is it and why is it important?

Stephen Thomas presents Short Term Loans posted at Stephen Thomas.

Madeleine Begun Kane presents Loan Poem posted at Mad Kane’s Humor Blog.

KCLau presents Knowing your enemy - Inflation! posted at KCLau’s Money Tips. Article on what inflation is, what causes inflation and how we as consumers can outstrip inflation.

That concludes this edition. Next edition of this carnival will be hosted here on March 09, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Money, Growth and Happiness #34

Greetings! Welcome to the 34th edition of the Carnival of Money, Growth and Happiness. We have selected 32 posts for this edition. Here you go:

Stephen Dean presents A Simple Solution To Increase Sales posted at Stephen Dean’s Copywriting And Internet Advertising Blog - Copywriter.

Rebecca Suzanne Dean presents Remember Your Emotions for Increased Sales Letter Pull posted at Rebecca Dean.

Gary Evans presents 3 Tips To Install New Beliefs posted at Good To Feel Good.

Ralph Jean-Paul presents Bounce Back After Failure posted at Potential 2 Success. Some of the most successful people in the world credit their success to a failure they’ve experienced. Bounce back from your failure and you might become one of them. Learn about the different types of failures and how to recover from them successfully.

Freddie L. Sirmans, Sr. presents A SURVIVAL PLAN IN CASE THE DOLLAR ACTUALLY COLLAPSES posted at A SURVIVAL PLAN IN CASE THE DOLLAR ACTUALLY COLLAPSES.

John Crenshaw presents Paying Off Your Mortgage - Will It Save You Money? posted at Truthful Lending Mortgage, Refinance Advice. There’s been quite a bit of debate lately over whether or not you should pay off your mortgage or invest any extra money. This article explores the different mortgage payoff methods and will help you decide which, if any, are right for you.

Jeremy presents Prepare Now For Baby Tomorrow by Getting Rid of Your Debt posted at Debt Consolidation Blog.

Dorian Wales presents Understanding Important Hidden Psychological Aspects of Rent vs. Buy Comparisons posted at Personal Financier.

Brian Cosper presents How to Contact Your Cold Market in MLM posted at MLM Wealth and Prosperity.

Andrew Erickson presents Merchant Processing 102 posted at WebSite Werx.

FIRE Finance presents Simple Strategies to Inflation Proof a Portfolio! posted at FIRE Finance. We can enlist several ways to tackle inflation. But we would like to draw our readers’ attention to a couple of the simpler methods.

Rio Rivas presents Write down your goals | Get Financially Fit! posted at Get Financially Fit!.

Doug Kercher presents How Do You Measure Yourself Against Other Golfers? posted at Doug Kercher Golf.

Louise Manning presents Making connections posted at The Human Imprint.

Warren Wong presents How To Stop Worrying posted at INTJ Personal Development. Three steps to help you stop worrying in no time!

Hill Robertson presents So Many Choices - Just Pick One posted at Internet Business Guide from a Geek. The number of ways you can make money online is unlimited. Be sure not to get distracted. Pick one and run with it.

Joe Caterisano presents save money on house cleaning posted at Penny Pinching.

Niharika Das presents How to Throw a Kickass Frugal Bar Mitzvah posted at Frugal Panda.

Debbie presents Negotiation Tips for Purchasing Vehicles, Electronics & Major Appliances » American Consumer News posted at American Consumer News.

Mark Butler presents Funding Your Life: Part 1 posted at The Butler Project. People hate and fear the word budget because they see it as something that holds them back. The reality is it could be the key to their real freedom.

Aaron Brandon presents Overcoming Negativity posted at Aaron Brandon.

Jose DeJesus MD presents Improve Investment and Financial Results - Simplify and Conquer posted at Physician Entrepreneur.

David B. Bohl presents Letting Go of Negative Thinking and Fear posted at Slow Down Fast Today!. No amount of “trying to think positive” is going to help us if we’re so stuck in a morass of fear that we can’t move.

Steve Oliphant presents Stop Gambling with Your Future and Start Making Money posted at Steve Oliphant’s Musings.

Jacob presents What people ought to know about the different kinds of personal finance blogs posted at Early Retirement Extreme. Most personal finance blogs fall into three categories that describe a traditional lifestyle trajectory. Realizing this it is possible to think of alternatives to the 40 year education-work-retire rat race.

Ray presents Review Of The Best Gas Credit Card Offers posted at Money Blue Book.

Jeremy Zongker presents 11 Reasons Why You’ll Want to Live on a Budget posted at Destroy Debt.

Michael Bass presents How to seek bargains for food and clothes posted at Debt Prison. There are lot of ways to pay more than you have to for food and clothing. Though it may require a little more shopping, seeking bargains on food and clothing will save you hundreds or thousands of dollars each year.

Aussie Investor presents What Is Personal Finance? posted at Money Management Personal Finance Blog. This article is an introduction to personal finance. What is it and why is it important?

James D. Brausch presents Costa Rica Massage School posted at Costa Rica HQ.

Stephen Thomas presents Short Term Loans posted at Stephen Thomas.

Madeleine Begun Kane presents Loan Poem posted at Mad Kane’s Humor Blog.

That concludes this edition. Next edition of this carnival will be hosted here on March 08, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Debt Management #40

Greetings! Welcome to the 40th edition of the Carnival of Debt Management. We have selected 18 posts for this edition. Here you go:

LIVING OFF DIVIDENDS presents Payday Lending: Good Or Evil posted at Pay Day Loans Must Die!. An economist’s view on payday loans.

KCLau presents How Recession Happens? 8 Tips to Prepare for it! posted at KCLau’s Money Tips. Article discussing what one can do to salvage himself in times of a recession.

GP presents Git ?r Done by doing Some-thing posted at Innside Montana-Your Home at the Range. Get it done.. by doing something.. Tips to take action.

Madeleine Begun Kane presents Yet Another Tax Filing Limerick posted at Mad Kane’s Humor Blog.

Abdulrasool Sumar presents 5 Mortgage Lessons to Learn from the Rich posted at Mortgage Calculators. In this article, the writer studies the mortgage tactics of these rather affluent people because it’s not all about the amount of money they make, it’s about how they treat their money.

Marcus McCray presents Free credit repair advice(Credit Repair 101) posted at Hook Me Up!.

Alex M presents What Everybody Should Know About Secured Medical Loans Within Employment Benefits posted at Loans Made Easy. Employment benefits seem to be a present which everybody may afford buying to himself but getting it freely increases its special value. Still do not forget a famous proverb:” there are no free meals”. Some experts say that fringes coverage costs are lower than the profit they bring.

Casey Markee presents 5 Consumer Credit Card Mistakes and How to Avoid Them posted at CAPC Debt Management Blog. Credit cards are often equated with bad money management, but they can also do a lot for your credit score and your overall financial picture if you use them wisely. This article addresses 5 common mistakes consumers make with credit cards and how to avoid them.

Mark Butler presents A Surgeon’s Paycheck with a Teacher’s Summers Off posted at The Butler Project.

Jed Norwood presents Minimize Forex Trading Losses | Forex Tips posted at Forex Strategy Blog. A helpful tip to control the amount of loss in a trade and minimize risk in the stock market.

Debbie presents Get the Edge with Free Oil Changes posted at American Consumer News.

Dan presents The Crashing Wave posted at The New Blueprint. This post is intended to help readers weather the coming economic storm.

Raymond presents Updated List Of 0% Balance Transfer Credit Cards posted at Money Blue Book.

FIRE Finance presents FREE Quicken Online - 30 DaysTrial! posted at FIRE Finance. Quicken has released an online version of its personal finance management software. This move catapults it to join the league of online money management service providers like Wesabe, Mint, Mvelopes and more. Without much ado, lets delve into the details of this great product from one of the finest tool makers of this trade.

Nigel Swaby presents Credit Crunch - Make Decisions Keeping You Viable for a Mortgage posted at Salt Lake Real Estate Blog. Changes in credit card lending are penalizing good customers. Here are steps you can take to cut costs while preserving your credit for a mortgage.

Jessica Hupp presents 13 Unconventional Factors that Affect the Dollar posted at Currency Trading.net.

Tyler presents How To Manage Debt And Build Wealth posted at Dividend Money. An article on how to manage debt in order to build wealth. It shows us how to use credit cards to our advantage and how mortgages are the single most powerful wealth building tool available to everyone.

Santhros presents And what if you are in-debt with everyone? posted at Wise Picker.

That concludes this edition. Next edition of this carnival will be hosted here on March 02, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Money, Growth and Happiness #33

Greetings! Welcome to the 33rd edition of the Carnival of Money, Growth and Happiness. We have selected 45 posts for this edition. Here you go:

Kenton Newby presents Focusing on Leverage posted at KentonNewby.com.

Mark Riffey presents Why, even now, your business should have a toll-free number posted at Business is Personal.

Phil for Humanity presents All Men Are Not Created Equally posted at Phil for Humanity. People are not equal. People will never be equal. However, individuals should be treated equally and fairly.

Andrew Erickson presents Merchant Processing 102 posted at WebSite Werx.

KCLau presents How Recession Happens? 8 Tips to Prepare for it! posted at KCLau’s Money Tips. Article discussing how one can salvage himself during times of a recession.

Tyler presents 5 Reasons To Buy and Hold posted at Dividend Money. A great article outlining 5 reasons why a person should be a buy and hold investor instead of a stock trader.

Graham Bradlington presents Why You Shouldn’t Fall For The Freebies While Remortgaging posted at Quickly Finance News.

Shamelle presents Thinking About Money The Rich Dad, Poor Dad Way posted at Enhance Life.

Oscar DaGrouch presents An argument against reinvesting dividends posted at Make me money and make me laugh…..comments/questions encouraged.

Christine presents The European Exchange Rate and travel in Berlin, Germany posted at Me, My Kid and Life: An American Single Mom Living in France.

Matt presents Good vs great posted at Life is your Career.

Dividend Growth Investor presents The pros and cons of selling covered calls on dividend paying stocks. posted at Dividend Growth Investor.

Sarah Paine presents Are You Destined for Complete Failure Before Beginning posted at Legitimate Work At Home Options. A quick way to ensure that you are not preventing yourself and your business from reaching the success you deserve.

Hill Robertson presents Work Smart So You Can Smell the Roses posted at Internet Business Success Guide from a Geek. It can be easy to get so caught up with being busy that we overlook the important things that are often right in front of our nose.

Madeleine Begun Kane presents Banking On Money posted at Mad Kane’s Humor Blog. Money Humor.

Chris presents Meditating on Death Increases Happiness, Study Shows posted at Martial Development. This recent psychological study suggests that contemplating death–not ignoring it–will increase your personal happiness.

Erica Douglass presents The REAL American Dream (Hint: It?s NOT Owning A House!) posted at erica.biz - Erica Douglass challenges you to change your life! What is holding you back from your dreams?. How not owning a house can make you financially free at a young age. Includes extensively researched details (numbers as well as emotional reasoning).

Warren Wong presents How To Expand Your Business Through Quality And Word Of Mouth posted at INTJ Personal Development. Some reasons why quality is so important in business and how it helps you gain more customers.

Rich Vosler presents Lessons in overcoming obstacles for network marketing posted at Sales Training Tips. Overcoming obstacles for sales, specifically for network marketing.

William Blake presents Entrepreneurs Using Plastic Financing posted at Becoming Debt Free. Many entrepreneurs are turning to their credit cards for small business start-up financing. Starting a business with this kind of high-interest debt can be a long and slipper slope, however, and is not something that should be taken lightly.

Bobby Handzhiev presents The Basics of Domain Investing posted at The Shark Investor. How to make money by domain investing.

Steve Faber presents - Recent PMI (Private Mortgage Insurance) Changes Make it Tougher to Get a Mortgage - What You Can Do posted at Debt Free. It’s one of the primary reasons that those with less than perfect credit and relatively low down payments can still get a mortgage. “It” is private mortgage insurance, or PMI. Times may be changing on this front. See what you can do.

Alex M presents Why Does Intellectual Property Need Protection posted at Personal finance strategy. nternational Intellectual Property Alliance (IPA) has announced the annual report to USA government in which they disclose the intelligence property protection inadequacy in the whole world.

Summy presents How to Succeed Without Really Trying posted at Success Making Machine.

David B. Bohl presents Do You Laugh Often Enough? posted at Slow Down Fast Today!. Laughter has been recognized as a healing power for many years. Still, many of us don’t feel it’s necessary to laugh all that often or all that much.

Life. Money. Development. presents Acquiring the Habits of Highly Successful Students posted at Life. Money. Development.. Expanding on how to hone our learning skills. Useful for school, business and life in general.

Tiffany Colter presents Writing Career Coach: How I got here: Part 3 posted at Writing Career Coach. This blog discusses expecting success and how to know when you get there!

Jed Norwood presents Forex Trading Course posted at Forex Strategy Blog. Financial growth can come through forex trading, when learned properly. The first thing to do is find a reliable and tested forex trading course.

Kristin presents What to expect for the Average Pay Raise in 2008 posted at The Financial Engineer. A look at predicted salary increases for 2008 across the globe.

Jacob presents Get wealthy trick: Don’t spend any money until it is re-earned. posted at Early Retirement Extreme. A new way of looking at compound interest.

FIRE Finance presents Top Resources For Early Retirement Planning! posted at FIRE Finance. A journey towards FIRE can be broadly divided into three parts: * why we should undertake it? - it should help us live a joyful life with the financial freedom to do things that we love and enjoy. This article has a list of useful resources that will help other fellow souls planning a similar venture.

Raymond presents Credit Cards Offering 0% APR Purchases posted at Money Blue Book.

Joe Caterisano presents How to save money at CVS Pharmacy posted at Penny Pinching. Learn how CVS can save you a ton of money!

Michel Fortin presents How to Hook More Copywriting Prospeccts posted at Copywriting and Marketing Tips by Michel Fortin.

Jimmy Sansi presents Grow Your List Of Publishers posted at The Kaizen Businesss.

Aaron Brandon presents What to Blog About posted at Your Guide For Online Business Success.

Steve Oliphant presents stop gambling with your future and start making money posted at Steve Oliphant?s Musings.

Thomas D. Brownsword presents Work: A Mixed Blessing posted at Business Action Steps.

Don D. Morrison presents Generating Targeted Traffic from Forums posted at Discover Superior Online Company Marketing Skills & Development Methods.

Sabrina Jefferson presents Internet Marketing Newbie Action Plan posted at Sabrina Jefferson.

Joel Gruber presents Who Are Your Enemies? posted at Fearless Dreams Personal Development.

Ed Rivis presents Burning Blog Feeds for Actual Statistics posted at Web Marketing Strategy for Small Business Success.

Brad Trnavsky presents Choose your attitude! posted at Sales Management 2.0 - Featured Blog Posts. This is a nice short article about the power of our internal conversation and why we need to learn to control it to gain long tern success.

Terry Dean presents Why Believing in Yourself Will Change Your Life posted at Internet Business Coaching by Terry Dean.

Joshua C. Karlin presents Powerful Yet Reasonable Goals posted at Marketing & Fundraising Ideas.

That concludes this edition. Next edition of this carnival will be hosted here on March 01, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Debt Management #39

Greetings! Welcome to the 39th edition of the Carnival of Debt Management. We have selected 16 posts for this edition. Here you go:

Raymond presents Earn Free Miles With Airline Credit Cards posted at Money Blue Book.

GP presents Sweets for the Sweet posted at Innside Montana-Your Home at the Range. While heavy on the wallet, light in your heart and spirit… It’s Valentine’s day. Sometimes you have to indulge.

Madeleine Begun Kane presents Taxing Times posted at Mad Kane’s Humor Blog. Tax return humor.

KCLau presents Don’t spend the money you don’t have, to buy the thing you don’t need, to please the people you don’t like! posted at KCLau’s Money Tips. How one can avoid spending the money one does not have thereby reducing the incidences of overspending.

Will Fox presents ATM?s and why you should avoid them posted at Getting Back Into the Black. A short article showing the benefits of paying attention to fee’s you pay.

Mr Credit Card presents Cash Back Credit Cards Lesson in Video posted at Ask Mr Credit Card.

Jeni presents Save Money While Looking Fabulous posted at Savvy Skin | Anti-aging Skin care | Acne Treatment | Prevent Wrinkles | Skincare Tips.

John Crenshaw presents The Biggest Scam Your Bank Gets Away With Everyday posted at Truthful Lending Mortgage, Refinance Advice. This little known scam accounts for a huge portion of fees paid to banks every year and is going on right under your nose. The worst part is, it’s completely legal.

DotLobby presents How to Increase Credit Score While Lowering Debt posted at DotMakeMoney. By using this method, not only will you increase your credit score in larger and more frequent increments, but you will also reach your goals sooner than if you simply stuck with the traditional roll down method the entire way…

Kurt Brouwer presents Our Children Will Be Lucky To Inherit Federal Debt & Federal Assets posted at Fundmastery Blog. Federal debt is real, but so are Federal assets. Our children will be lucky to inherit both.

CheapCanuck presents Frugal Living Tip # 4 - Don’t be an Early Adopter! posted at CHEAP CANUCK. Stifle your technology urges to keep your balance sheet in the black.

Pinyo presents Credit Safety On The College Campus posted at Moolanomy.

Steve Faber presents - Legally Eliminate Debt – What Are Your Options? posted at Debt Free. If you’re fighting debt, you do have some options; some more attractive than others. Here are some of your choices.

Nigel Swaby presents Credit Card Companies Place Squeeze on Good Customers posted at Salt Lake Real Estate Blog. Faced with mounting losses, credit card companies are extracting higher fees and interest from their best customers.

MBB presents Redeeming Citi ThankYou Points For Great Gift Card Rewards posted at Money Blue Book. Avoid cash and statement credit.

Jeremy Zongker presents Get Out of Debt: Start Here posted at Destroy Debt.

That concludes this edition. Next edition of this carnival will be hosted here on February 25, 2008. Submit your blog articles using our blog carnival submission form.

Carnival of Money, Growth and Happiness #32

Greetings! Welcome to the 32nd edition of the Carnival of Money, Growth and Happiness. we have selected 36 posts for this edition. Here you go:

David presents Beware The Fake Student Loan Application FAFSA Website. | My Two Dollars posted at My Two Dollars.

Investing Angel presents How To Avoid A Stock Scam posted at Stock Tips. There are a lot of pundits out there that offer investing tips for a fee. While some of these investing services may be well worth the money, others are scams are certainly close to a scam.

David B. Bohl presents Here’s a Method That’s Helping People To Live Their Lives Today posted at Slow Down Fast Today!. You’ve probably done one of those exercises where you imagine your own funeral and what people would say about you, in an effort to determine what parts of your life you might want to change now.

Praveen presents The 62/70 Solution for Claiming Social Security Benefits posted at My Simple Trading System. For many couples, the lower earning spouse should start collecting social security at age 62, while the higher earning spouse waits until age 70.

Ryan presents How Will You Spend Your Tax Rebate? posted at Millionaire Money Habits. President Bush recently announced an economic stimulation plan that will pay $100 billion to 117 million American families. How Will You Spend Your Tax Rebate?

Jacob presents Time to be proactive about a possible recession posted at Early Retirement Extreme. 5 things to do to ease the pain of a recession.

FIRE Finance presents Chase FREE Cash Rewards - 0% APR for a year! posted at FIRE Finance. Chase has a card with a catchy name up its sleeve “FREE Cash Rewards Visa.” It is offering an introductory 0% APR for up to 12 months on all purchases and balance transfers. Plus there is a 1% cash back on all purchases alongwith a tiny $10 sign-up bonus.

Will Fox presents How to save money on groceries posted at Getting Back Into the Black. Article on some starter tips for saving money on groceries.

Michael Bass presents Frugality - How to Cheaply Buy a Used Car posted at Debt Prison. If you want to get the most vehicle for your money - a little market knowledge and pinpoint timing will save you hundreds or thousands of dollars. This article is for readers who need dependable transportation for $2000 to $10,000 dollars.

Shawna presents My secret to debt reduction success posted at One Girl’s Quest…. Shwna says, “After being upset about not making any progress in paying down debt I discovered a way to achieve debt reduction success!”

Jeremy Zongker presents 7 Reasons Your Small Business Needs a Credit Card posted at Creditor Web.

Raymond presents 0% Balance Transfer Credit Cards posted at Money Blue Book. Learn to utilize credit card arbitrage opportunities.

Steve Oliphant presents stop gambling with your future and start making money posted at Steve Oliphant’s Musings.

Warren Wong presents Why Mediation Can Be Very Useful posted at Personal Development. Several reasons why mediation can be extremely useful!

Mark Runta presents Don’t Forget to Pick Up the Change posted at Investing Lessons. Don’t ignore these simple strategies that can put some extra money in your pocket!

KCLau presents Don’t spend the money you don’t have, to buy the thing you don’t need, to please the people you don’t like! posted at KCLau’s Money Tips. How one can avoid spending the money one does not have thereby reducing the incidences of overspending.

GreatManagement presents What I learnt From One Of The UK’s Best Selling Business Authors posted at The GreatManagement Blog. This idea is that you describe your future life in the present tense.

Mark Fleming presents Respect Your Decisions posted at improvefast.net.

Successful Footsteps presents Can Success Make You Happy? posted at How to become successful.

Summy presents 8 Ways To Do Less Of What You Don’t Like posted at Success Making Machine.

Charles H. Green presents Buy With the Heart, Justify With the Brain posted at Trust Matters. An English tailor’s story demonstrates why successful people are nice, competent and of service to everyone—as a habit.

SJ Yee presents Do you have dreams you are afraid to go after? posted at Personal Development for the Book Smart. A story that will force you to rethink about abandoning your dreams…

Hill Robertson presents Stay Passionate About Your Passions posted at Internet Business Success Guide from a Geek. Look at the passions you have had throughout the years to better understand how to keep your passion.

J.C. presents How To Use The Divide-And-Conquer Approach To Life posted at A Journey Of Dreams.

Alexander Kohl presents Building a Practice in 6 Months posted at Massage Marketing Blog.

Todd presents The Benefits of Flexible Goal Setting posted at We The Change. Here is an excellent piece form We The Change regarding flexible goas setting…a must read for all stringent goal seekers!

Jesse presents For the love of God, do not invest in forever stamps (top 5 reasons why not) posted at The Penny Saved.

Alexander Marlin presents 50 Personal Development Questions That Will Improve Your Life posted at Life Improvement Tips For Thin and Small People.

Surfer Sam presents How Day Traders Make Money. Day Trading ! Surfer Sam posted at Surfer Sam and Friends. How Day Traders Make Money. The Ins and Outs of Day Trading. Successful day trading is a difficult, but rewarding, financial career. If you can make it work for you, you’ll never have to punch a time clock again.

Derrick Markotter presents Long term vs short term goals posted at Online Business Blog.

Cindy King presents 5 Factors To Consider When Marketing To Different Cultures posted at Get International Clients.

Tim Gary presents What’s on your menu? Worms or Chocolate? posted at Internet Success Bites.

FitBuff presents 5 Benefits of Dark Chocolate - Facts You Need to Know Before Enjoying posted at FitBuff.com’s Total Mind and Body Fitness Blog. But, before you go rummaging through year-old Halloween candy and stuffing your face with Snicker’s and Tootsie Roll’s, there’s a few things you need to know…

John Crenshaw presents The Biggest Scam Your Bank Gets Away With Everyday posted at Truthful Lending Mortgage, Refinance Advice. This little known scam accounts for a huge portion of fees paid to banks every year and is going on right under your nose. The worst part is, it’s completely legal.

Edith presents How to Say No to Money posted at Edith Yeung.com Dream Think Act.

CheapCanuck presents Frugal Living Tip # 2 - Your Favorite Stuff on Sale? Load Up! posted at Cheap Canuck. The 2nd entry in an ongoing series of frugal living tips for those trying to eliminate debt and attain financial freedom.

That concludes this edition. Next edition of this carnival will be hosted here on February 18, 2008. Submit your blog articles using our blog carnival submission form.