Apply Online for a Bad Credit Card

Consumers with bad credit often have difficulty finding a credit card. Ironically, these are the people who need credit cards the most, as they are an excellent way to build or repair your credit score. Most credit card companies are unwilling to take a risk on someone with bad credit; however, there still is hope for those who are looking for a second chance.

A few credit card companies offer specialized cards to people with bad credit. These cards generally come with extremely high interest rates and low credit limits. Others offer secured credit cards, which require some type of collateral.

When using cards designed for bad credit, your goal should be to focus on repairing your credit rating so that you can move on to another card with more flexibility. Use your card sparingly: a balance that takes up 30% or more of your credit limit can be detrimental to your credit rating. For the most benefit, pay off your full balance each month. You'll avoid paying finance charges and get higher ratings.

Online Bad Credit Credit Card Applications

The following online credit card applications keep your personal data safe with SSL technology, so you can apply with confidence.

The credit card information shown here is provided by Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. does not guarantee the accuracy of posted information.