Apply Online for a Balance Transfer Card

Consumers who suffer from high interest rates and those who hope to consolidate debt can benefit from balance transfer credit cards. These cards allow you to transfer balances from numerous high rate cards to one card with, presumably, a lower rate. This arrangement can save a significant amount of money in finance charges and fees each month.

When shopping around for a balance transfer credit card, find one that offers a better finance rate than what you pay currently. If you're using the card for debt consolidation, be sure that your credit limit will be high enough to accommodate your debt load. For the most benefit to your credit score, you should only use 30% of your limit. Additionally, make sure that they do not charge a fee for transferring your balance from one or more cards.

Keep in mind that some balance transfer cards offer low introductory rates that are raised after an initial period. Consider your payment plan to make sure you'll have your balance paid off before the introductory period is over.

Online Balance Transfer Credit Card Applications

The following online credit card applications keep your personal data safe with SSL technology, so you can apply with confidence.

Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard® Apply for Citi® Platinum Select® MasterCard®
  • $0 Liability on Unauthorized Purchases
  • 0% APR* on Balance Transfers and Purchases for Up To 12 Months
  • Citi® Identity Theft Solutions
  • No Annual Fee
  • Secure, Free Online Account Management
  • Enjoy Cash from Citi: Enjoy Significant Discounts on Gift Cards, Travel, Merchandise, and More.
  • Read our review
  • Apply online now at Citibank's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 12 Months As low as 8.74% Very Good $0

Discover® More(SM) Card

Discover® More(SM) Card Apply for Discover® More(SM) Card
  • No Annual Fee
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards, and Other Important Information
  • Read our review
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Very Good $0

Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express Apply for Starwood Preferred Guest® Credit Card from American Express
  • Transfer Starpoints® — Almost Always on a 1:1 Basis — to the Frequent Flyer Programs of Over 30 Major Airlines
  • Earn Up to 25,000 Starpoints® — Enough for up to 6 Free Nights at a Category 1 or 2 Hotel.
  • No Annual Fee for the First Year and $45 Thereafter
  • Use Starpoints® for Free Nights and Upgrades at Over 860 Participating Starwood Hotels and Resorts in 95 Countries Including Sheraton, W Hotels, Westin and More with No Blackout Dates
  • Earn One Starpoint® for Every Dollar You Spend and Double Starpoints® at Participating Starwood Properties and Retail Partners
  • Express Approval. Get a Decision in Less Than 60 Seconds
  • Read our review
  • Apply online now at American Express's Web site

Intro APR Regular APR Credit Needed Annual Fee
2.9% APR for 6 Months 13.24% Very Good $45

Pulaski Bank Visa® Card

Pulaski Bank Visa® Card Apply for Pulaski Bank Visa® Card
  • 25 Day Grace Period
  • Fixed Rate APR of 6.5%
  • No Transaction Fee for Balance Transfers
  • 0% Introductory APR on Balance Transfers for the First 6 Billing Cycles - Applies to Balance Transfers Processed within 3 Months of Your Account Open Date
  • Online Access to Credit Card Account Information
  • Read our review
  • Apply online now at Pulaski Bank's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 6.50% None $35

Pulaski Bank Gold Visa® Card

Pulaski Bank Gold Visa® Card Apply for Pulaski Bank Gold Visa® Card
  • No Transaction Fee for Balance Transfers
  • Fixed Rate APR of 8%
  • 0% Introductory APR on Balance Transfers for the First 6 Billing Cycles. Applies to Balance Transfers Processed within 3 Months of Your Account Open Date
  • No Annual Membership Fee
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
  • Read our review
  • Apply online now at Pulaski Bank's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 8.00% Good $0

Discover® More(SM) Card - Wildlife Collection

Discover® More(SM) Card - Wildlife Collection Apply for Discover® More(SM) Card - Wildlife Collection
  • No Annual Fee
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards, and Other Important Information
  • Read our review
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Very Good $0

Discover® More(SM) Card - Clear

Discover® More(SM) Card - Clear Apply for Discover® More(SM) Card - Clear
  • No Annual Fee
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards, and Other Important Information
  • Read our review
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Very Good $0

Miles by Discover® Card

Miles by Discover® Card Apply for Miles by Discover® Card
  • 1 Mile for Every $1 on All Your Other Purchases
  • 12,000 Bonus Miles* - 1,000 Miles Each Month You Make a Purchase for the First 12 Months
  • Book Any Travel, Anytime with No Blackout Dates or Restrictions
  • Double Miles on Up to $3,000 in Travel and Restaurant Purchases Each Year
  • Unlimited Miles That Never Expire*
  • No Annual Fee
  • Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 90 Brand-Name Partners, or Cash Starting at Just 1,000 Miles
  • *View Discover® Card Rates, Fees, Rewards, and Other Important Information
  • Read our review
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Very Good $0

Discover® More(SM) Card- American Flag

Discover® More(SM) Card- American Flag Apply for Discover® More(SM) Card- American Flag
  • No Annual Fee
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards, and Other Important Information
  • Read our review
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Very Good $0

Discover® Open Road(SM) Card

Discover® Open Road(SM) Card Apply for Discover® Open Road(SM) Card
  • Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 CBB Partners
  • Double Cashback Bonus® on Grocery Store Purchases in November and December*
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards, and Other Important Information
  • Read our review
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Very Good $0

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The credit card information shown here is provided by CardOffers.com. Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.