Apply Online for a Low Interest Card

Low interest cards are helpful if you intend to carry a balance on your card. High interest rates mean you'll pay more each month in finance charges, so it is wise to find a credit card with the lowest interest rate you can possibly get. Shop around to see which credit card company can offer you the best deal.

If you currently use credit cards with high interest rates, consider using a new credit card account with a low interest rate, then transfer your balance. You'll save lots of money each month in finance charges and have a central account that you can use to consolidate and pay down your debt.

Of course, if you're not paying large finance charges, the credit card company has to make their money somewhere else on your account. Take a look at the whole package to make sure your great deal on an interest rate isn't cancelled out by another feature of the card. Specific areas to look at include annual fees, introductory rates and balance transfer fees.

Online Low Interest Credit Card Applications

The following online credit card applications keep your personal data safe with SSL technology, so you can apply with confidence.

Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard® Apply for Citi® Platinum Select® MasterCard®
  • $0 Liability on Unauthorized Purchases
  • 0% APR* on Balance Transfers and Purchases for Up To 12 Months
  • Citi® Identity Theft Solutions
  • No Annual Fee
  • Secure, Free Online Account Management
  • Enjoy Cash from Citi: Enjoy Significant Discounts on Gift Cards, Travel, Merchandise, and More.
  • Read our review
  • Apply online now at Citibank's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 12 Months As low as 8.74% Very Good $0

Blue from American Express®

Blue from American Express® Apply for Blue from American Express®
  • Membership Rewards Express® Program
  • 0% APR on Purchases for Up to 12 Months
  • Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
  • No Annual Fee
  • Express Approval. Get a Decision in Less Than 60 Seconds.
  • Read our review
  • Apply online now at American Express's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for Up to 12 Months As low as 10.24% None $0

Discover® More(SM) Card

Discover® More(SM) Card Apply for Discover® More(SM) Card
  • No Annual Fee
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards, and Other Important Information
  • Read our review
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* 10.99% Very Good $0

Blue Cash® from American Express

Blue Cash® from American Express Apply for Blue Cash® from American Express

Intro APR Regular APR Credit Needed Annual Fee
0% APR for Up to 12 Months As low as 11.24% None $0

Platinum Card® from American Express

Platinum Card® from American Express Apply for Platinum Card® from American Express
  • Fine Hotels & Resorts Program - Exclusive Amenities at Boutique, Resort, and Luxury Hotels Around the World
  • Earn 25,000 Membership Rewards® Bonus Points When You Spend $1,000 in 3 Months - Redeemable for One Domestic Round-Trip Airline Ticket!
  • 24-hour Access to Concierge Service for the Finest Experiences in Dining, Entertainment, and Luxury
  • No Pre-Set Spending Limit
  • By Invitation Only® Events - Access to Exclusive, Once-In-A-Lifetime Events
  • Complimentary Airport Club Access
  • The Membership Rewards First® Program - Enjoy Exclusive Access to Rewards and Experiences Featuring Luxury Retail, Lifestyle, and World-Class Travel
  • Apply online now at American Express's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR Very Good $450

Pulaski Bank Visa® Card

Pulaski Bank Visa® Card Apply for Pulaski Bank Visa® Card
  • 25 Day Grace Period
  • Fixed Rate APR of 6.5%
  • No Transaction Fee for Balance Transfers
  • 0% Introductory APR on Balance Transfers for the First 6 Billing Cycles - Applies to Balance Transfers Processed within 3 Months of Your Account Open Date
  • Online Access to Credit Card Account Information
  • Read our review
  • Apply online now at Pulaski Bank's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 6.50% None $35

All-Access® Visa® Prepaid Card

All-Access® Visa® Prepaid Card Apply for All-Access® Visa® Prepaid Card
  • FREE 2-way Text Message Alerts - EXCLUSIVE OFFERING!
  • As Seen in Stores Nationwide
  • FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
  • Extra User Cards �— EXCLUSIVE OFFERING!
  • FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
  • Refer-a-Friend and You Both Get Paid - EXCLUSIVE OFFERING!
  • Direct Deposit - Get Paid Fast
  • Unlimited Purchase Transactions
  • Read our review
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR None $0

Vision Premier(SM) Prepaid Visa® Card

Vision Premier(SM) Prepaid Visa® Card Apply for Vision Premier(SM) Prepaid Visa® Card
  • FREE Direct Deposit; No More Check Cashing Fees
  • $0 ACTIVATION with Direct Deposit*
  • Guaranteed Approval / No Credit Check
  • $0 WEEKLY FEE with Direct Deposit*
  • FREE Email/SMS Alerts; Instantly Know Your Balance
  • FREE Unlimited Purchase Transactions
  • FREE Online Checking
  • Popular Load Locations: Western Union, MoneyGram, ACE, & More
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR None $0

Applied Bank® Secured Visa® Gold Card

Applied Bank® Secured Visa® Gold Card Apply for Applied Bank® Secured Visa® Gold Card
  • NO Credit Requirements
  • 9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late!
  • $0 Fraud Liability
  • CHOOSE Your Credit Limit Up To $5,000*
  • NO Income Requirements
  • ACCEPTED at 27 Million Locations Worldwide and Online
  • CREDIT Bureau Reporting
  • *Minimum $200 Deposit Required. Your Credit Limit Will Be Equal to the Amount of Your Deposit.
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 9.99% Good $50

Pulaski Bank Gold Visa® Card

Pulaski Bank Gold Visa® Card Apply for Pulaski Bank Gold Visa® Card
  • No Transaction Fee for Balance Transfers
  • Fixed Rate APR of 8%
  • 0% Introductory APR on Balance Transfers for the First 6 Billing Cycles. Applies to Balance Transfers Processed within 3 Months of Your Account Open Date
  • No Annual Membership Fee
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
  • Read our review
  • Apply online now at Pulaski Bank's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 8.00% Good $0

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The credit card information shown here is provided by CardOffers.com. Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.