Apply Online for a No Credit Card

Credit card issuers are hesitant to grant credit to people with little or no credit history. It seems ironic, but it's true: you need credit to get credit. This makes it hard for many people to build a good credit rating. However, there are some credit card companies that are willing to take a chance on consumers that are new to the world of credit.

Some issuers will consider your earnings on a paystub as a means of granting credit. Often, the credit card company will require you to set up a secured account, which means you'll have to offer collateral to open the credit card.

Once you secure this type of credit card, it is key to use it wisely. You'll be using it to build your credit history, so you don't want to use it in a way that will reflect badly on your creditworthiness. Credit cards given to people with no credit history generally have a low credit limit. In some cases, they may also have a high interest rate, so make sure you don't carry a balance. Otherwise, you'll be subject to large finance charges.

Online No Credit Credit Card Applications

The following online credit card applications keep your personal data safe with SSL technology, so you can apply with confidence.

Blue from American Express® Apply for Blue from American Express®

  • Membership Rewards Express® Program
  • 0% APR on Purchases for Up to 12 Months
  • Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
  • No Annual Fee
  • Express Approval. Get a Decision in Less Than 60 Seconds.
  • Read our review
  • Apply online now at American Express's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for Up to 12 Months As low as 10.24% None $0

Blue Cash® from American Express Apply for Blue Cash® from American Express

Intro APR Regular APR Credit Needed Annual Fee
0% APR for Up to 12 Months As low as 11.24% None $0

First Option Visa® Card Apply for First Option Visa® Card

  • Earn Interest on Your Deposits
  • Get a Full Privilege Secured Visa® Credit Card Account
  • Guaranteed Approved Regardless of Credit History or Income
  • Get Approved for Up To $5,000 in Secured Credit with No Credit Check
  • FDIC Insured
  • Apply online now at New Millennium Bank's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.5% None $59

Pulaski Bank Visa® Card Apply for Pulaski Bank Visa® Card

  • 25 Day Grace Period
  • Fixed Rate APR of 6.5%
  • No Transaction Fee for Balance Transfers
  • 0% Introductory APR on Balance Transfers for the First 6 Billing Cycles - Applies to Balance Transfers Processed within 3 Months of Your Account Open Date
  • Online Access to Credit Card Account Information
  • Read our review
  • Apply online now at Pulaski Bank's Web site

Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 6.50% None $35

All-Access® Visa® Prepaid Card Apply for All-Access® Visa® Prepaid Card

  • FREE 2-way Text Message Alerts - EXCLUSIVE OFFERING!
  • As Seen in Stores Nationwide
  • FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
  • Extra User Cards �— EXCLUSIVE OFFERING!
  • FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
  • Refer-a-Friend and You Both Get Paid - EXCLUSIVE OFFERING!
  • Direct Deposit - Get Paid Fast
  • Unlimited Purchase Transactions
  • Read our review
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR None $0

Vision Premier(SM) Prepaid Visa® Card Apply for Vision Premier(SM) Prepaid Visa® Card

  • FREE Direct Deposit; No More Check Cashing Fees
  • $0 ACTIVATION with Direct Deposit*
  • Guaranteed Approval / No Credit Check
  • $0 WEEKLY FEE with Direct Deposit*
  • FREE Email/SMS Alerts; Instantly Know Your Balance
  • FREE Unlimited Purchase Transactions
  • FREE Online Checking
  • Popular Load Locations: Western Union, MoneyGram, ACE, & More
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR None $0

Prepaid Visa® RushCard™ Apply for Prepaid Visa® RushCard™

  • Free 24x7 Customer Service
  • Free Credit Builder with RushPath to Credit
  • Free Direct Deposit of Tax Refunds, Anticipation Loans, and Paychecks
  • Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
  • Use Anywhere Visa Debit Cards are Accepted - In Stores on the Internet, and Over the Phone
  • Simple and Reasonable - No Monthly, Annual, or Hidden Fees
  • Everyone is Eligible — No Credit Check or Employment Verification
  • Helps Control Debt - You Can't Overspend!
  • Read our review
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR None $0

Applied Bank® Secured Visa® Credit Card Apply for Applied Bank® Secured Visa® Credit Card

  • NO Credit Requirements
  • 9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late!
  • $0 Fraud Liability
  • CHOOSE Your Credit Limit Up To $5,000*
  • NO Income Requirements
  • ACCEPTED Worldwide at Millions of Locations
  • CREDIT Bureau Reporting
  • *Minimum $200 Deposit Required. Your Credit Limit Will Be Equal to the Amount of Your Deposit.
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 9.99% None $50

Pr1macard Elite Prepaid MasterCard® Apply for Pr1macard Elite Prepaid MasterCard®

  • FREE Direct Deposit - No More Check Cashing Fees
  • 100% Guaranteed Approval* - No Credit Checks and No Employment Requirements
  • FREE Unlimited Purchase Transactions - Shop at Stores or Online Securely
  • No Interest Charges or Account Balance Minimums
  • Stay Out of Debt, You Only Spend What's on Your Card Balance
  • $5,000.00 Maximum Card Balance
  • Withdraw Cash at ATMs Worldwide
  • Cash Back Capabilities At Supermarkets and Large Retailers
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR None $0

Delta Reserve Credit Card Apply for Delta Reserve Credit Card

  • Complimentary Crown Room Club® Access for You and Two Guests
  • Annual First-Class Companion Certificate, Which Can Be Used for a First-Class or Coach-Class Ticket!
  • Built-In Miles Boost(SM) - Earn Up to 30,000 MQMs and 30,000 Bonus Miles
  • Earn Up to 10,000 Medallion® Qualification Miles (MQMs) After Your First Purchase
  • Access to American Express® Concierge Services
  • Pay with Miles - Pay for All or Part of Any Delta Flight with Your Miles
  • Apply online now at American Express's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 13.24% None $450

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The credit card information shown here is provided by CardOffers.com. Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.