Apply Online for a Secured Card

Secured credit cards are a great option for people with bad or no credit. Consumers with unfavorable credit histories generally have trouble getting a credit card, but secured credit cards offer these people an option for building or rebuilding a good credit rating. They work just like regular credit cards, but they are funded in a different way.

Secured credit cards are backed by deposits paid by the cardholder. These deposits are generally 100% to 200% of the cardholder's credit limit. Placing a deposit ensures that the credit card company will not be left holding the bill in the event that the cardholder stops tending to their account. This deposit is not drawn upon unless the account becomes delinquent. Just like with traditional credit cards, cardholders are required to make regular payments on their account when there is a balance.

Secured credit cards are an excellent tool for working on your credit rating. Secured credit card issuers generally report monthly to the credit bureaus, so each time you pay your bill on time, you're one step closer to good credit.

Online Secured Credit Card Applications

The following online credit card applications keep your personal data safe with SSL technology, so you can apply with confidence.

First Option Visa® Card Apply for First Option Visa® Card

  • Earn Interest on Your Deposits
  • Get a Full Privilege Secured Visa® Credit Card Account
  • Guaranteed Approved Regardless of Credit History or Income
  • Get Approved for Up To $5,000 in Secured Credit with No Credit Check
  • FDIC Insured
  • Apply online now at New Millennium Bank's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.5% None $59

Applied Bank® Secured Visa® Gold Card Apply for Applied Bank® Secured Visa® Gold Card

  • NO Credit Requirements
  • 9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late!
  • $0 Fraud Liability
  • CHOOSE Your Credit Limit Up To $5,000*
  • NO Income Requirements
  • ACCEPTED at 27 Million Locations Worldwide and Online
  • CREDIT Bureau Reporting
  • *Minimum $200 Deposit Required. Your Credit Limit Will Be Equal to the Amount of Your Deposit.
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 9.99% Good $50

Applied Bank® Secured Visa® Credit Card Apply for Applied Bank® Secured Visa® Credit Card

  • NO Credit Requirements
  • 9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late!
  • $0 Fraud Liability
  • CHOOSE Your Credit Limit Up To $5,000*
  • NO Income Requirements
  • ACCEPTED Worldwide at Millions of Locations
  • CREDIT Bureau Reporting
  • *Minimum $200 Deposit Required. Your Credit Limit Will Be Equal to the Amount of Your Deposit.
  • Apply online now at the card issuer's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 9.99% None $50

New Millennium Bank Secured Platinum Visa®/MasterCard® Apply for New Millennium Bank Secured Platinum Visa®/MasterCard®

  • Guaranteed Issue
  • Get Approved for Up To $10,000 in Secured Credit with No Credit Check
  • Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
  • Free Companion Airfare
  • Credit Amount Equals the Deposit
  • Complimentary Online Services for Account Management and Payments
  • Be Approved Regardless of Income or Credit History
  • Reports to the 3 Major Credit Bureaus
  • Read our review
  • Apply online now at New Millennium Bank's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.5% Very Good $59

New Millennium Bank Secured Gold Visa® / MasterCard® Apply for New Millennium Bank Secured Gold Visa® / MasterCard®

  • Reports to All 3 Bureaus
  • No Credit Check
  • Total Credit Limit Up To $10,000*
  • Approved Regardless of Credit History
  • Get Cash at Over 740,000 ATMs
  • Emergency Cash Transfers
  • Auto Rental Insurance
  • $100,000 Travel Accident Insurance
  • Apply online now at New Millennium Bank's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.5% Good $59

Next Millennium MasterCard® Apply for Next Millennium MasterCard®

  • Earn Interest on Your Deposits
  • Get a Full Privilege Secured MasterCard® Credit Card Account
  • Guaranteed Approved Regardless of Credit History or Income
  • Get Approved for Up To $5,000 in Secured Credit with No Credit Check
  • FDIC Insured
  • Apply online now at New Millennium Bank's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.5% None $59

New Millennium Bank Secured Black Diamond Visa®/MasterCard® Apply for New Millennium Bank Secured Black Diamond Visa®/MasterCard®

  • Reports to All 3 Bureaus
  • No Credit Check
  • Total Credit Limit Up to $10,000
  • Approved Regardless of Credit History
  • Get Cash at Over 740,000 ATMs
  • Emergency Cash Transfers
  • Auto Rental
  • $100,000 Travel Accident Insurance
  • Apply online now at New Millennium Bank's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.5% None $59

Ultra VX Visa® Card Apply for Ultra VX Visa® Card

  • Clear Rewards™ American Airlines, Southwest, jetBlue, Marriot, and MoreĀ…No Restrictions!
  • Credit-On Demand™: Up to $25,000 Credit Line - Patent Pending
  • Credit Reporting: Reports to Major Credit Bureaus
  • Instant Approval: No Credit Check, No Minimum Income, or Bank Account Required
  • Powerful Account Features: Direct Deposit, Bill Pay, Free Alerts, Add Cash Instantly at 100,000 Retail Locations Nationwide
  • Apply online now at New Millennium Bank's Web site

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 14.9% None $0

The credit card information shown here is provided by CardOffers.com. Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.