Carnival of Money, Growth & Happiness #11

Greetings! Welcome to the 11th edition of the Carnival of Money, Growth & Happiness. Out of 27 submissions, we have selected 32 posts for this edition. Here are the posts in the order they were received.

Smart Trader presents Do You Need Trading Rules? posted at Smart Trading For Profits. When we observe the laws of nature, science has proven there are certain outcomes that we can expect when following these laws.

Tushar presents Get the most out of Dollars when travelling abroad posted at Life of a Resident Alien…. Your best best is to use a credit or debit card. A typical cost of €1 after fees is $1.35 to $1.39 You generally get the wholesale exchange rate, which is the best conversion available. (Recently one euro went for $1.35.)
Star players are Capital One and Discover. Both are free of exchange fees.

Millionaire Mommy Next Door presents Can Money Make You Happy? posted at Millionaire Mommy Next Door. “The last place you want to be is in a first class seat on a plane going somewhere you don’t want to go.”

Arathi presents Ethics and Success posted at Success Step. When our value system is clear, decision making becomes easier even though it may not be so easy to make. Ethics is committing to a higher moral values and our ability to distinguish right and wrong.

Christy presents Pay Yourself First posted at christysblog. Steve’s post says make time for yourself. If you don’t you will burn out and become resentful. In the long run you will be better off taking the time for yourself. Could there be drawbacks? Steve reminds us drawbacks could be late fees or getting yelled but virtually all will be forgiven and in the end you keep your sanity and enjoy life a bit more.

Warren Wong presents How Much Money Is Integrity Worth? posted at INTJ Personal Development. How much money is your integrity worth? Here’s why integrity is your most valuable commodity.

Madeleine Begun Kane presents Pity The Poor Lawyer (Limerick) posted at Mad Kane’s Humor Blog. This limerick illustrates one reason why I’m a “recovering lawyer.”

Alex Blackwell presents 14 Ways to Learn the Secret to Happiness posted at The Next 45 Years. Too often we measure ourselves from where we think we should be to where we actually are right now. This will always result in a negative number.

Ruby presents How to Talk to People and Make Friends posted at Advice and Rants. When people talk, listen. Don’t just let words in one ear and out the other. Take in what they say, look them in the eye, and make gestures to indicate that you’re listening (nod, say “mm-hmm”, “exactly”, etc).

Ross Hill presents Mio Seamder from Recipe For Happiness - Interview posted at Hatch That. Happiness is a subjective sense of well-being. By nature, it is subjective…and everyone perceive or feel happiness differently. So there is no ready made one tablet fits all solution.

David presents How I Balance My Love Of Gadgets Between My Concern For The Environment And My Wallet. posted at My Two Dollars. Because as soon as you buy the latest thing today, tomorrow the next version will be announced. Stop chasing your own tail as it will never end until you put a stop to it.

Surfer Sam presents ETF Exchange Traded Funds Are a Great Investment Strategy. Buy and Sell easily. posted at Surfer Sam and Friends. ETFs Are a Great Investment Strategy How Long Before They Replace Mutual Funds? ETFs give the investor a way to “own” all the stocks in a broad group, like the Dow Jones Industrials or all the stocks in the Standard & Poors 500 Index.

Eric Stanley presents Need a Money Making Idea? posted at Personal Finance Blog Articles. There are so many money making ideas you can choose from online that anyone, no matter what skill level, can find something.

Mark Kimsey presents Always Make More Than The Minimum Repayment On Your Credit Card posted at Although many of us rely heavily on our credit cards for special purchases or even for day to day spending, there is no doubt that credit cards have been responsible for many debt problems, and many consumers have found themselves in debt for years as a result of credit card use.

Brian Thibault presents 10 Ways to Pay for College with OPM (Other People?s Money) posted at Smart Shopper: Personal Finance Advisor. 10 ways to go to college now and pay later.

Ryan Russell presents 101 Ways to Trim Your Budget posted at Care on Credit. Managing your finances is never easy—just ask any of the millions of Americans who struggle on a daily basis to live within their means. The key to successful financial management is effective budgeting. Read on for 101 ways you can reduce your budget (and your stress) with a little planning, patience and practicality.

Edithyeung presents 7 Phrases Successful People Would Never Say posted at Edith Yeung.Com: Dream. Think. Act.. Have you ever noticed that successful people not only do things in a certain way, but also say things in a certain way? Success leaves a pattern. Success is a habit.

Ant presents Are you a Millionaire Yet? posted at The Beef Jerky Blog. Everyone wants to be a millionaire, and sorry to say, but if you are between the ages of 9 and 13 then this may be easier for you to achieve than you think. If you are like me in your mid 20s then this may not be so easy unless you received a headstart.

KCLau presents Money Lessons from Tranformers movie posted at KCLau’s Money Tips. Transformers is an entertaining movie. It also teaches us about personal finance.

Scott Lee presents The Immersion Factor posted at Scott Free Thinking. So what’s your business? What’s your goal? I feel that the best way to really describe a good way to go about getting more out of your present life and getting a step closer to realizing your goals is simply to describe my own recent personal experience.

Tushar presents Investing in a Tradtional IRA posted at Life of a Resident Alien…. A traditional IRA is an individual retirement account (IRA). The IRA is held at a custodian such as a bank or brokerage, and may be invested in anything that the custodian allows (for instance, a bank may allow certificates of deposit, and a brokerage may allow stocks and mutual funds).

Steve Faber presents - How to Avoid Credit Card Fraud posted at Debt Free. Security experts point out that even though the digital video servers used for the CCTV systems in most major malls would easily allow the perp to be captured, sadly it would be only on video.

Warren Wong presents Just Do It posted at INTJ Personal Development. Are you pondering over a task? Are you not sure if you should do it? Here’s why you should just do it!

John Wesley presents 78 Timeless Wealth Building Tips from Benjamin Franklin posted at Pick the Brain - Wit and Wisdom for Your Inspiration. Most of the financial advice you get around the web is based on opportunity. People are always looking for the newest way to earn cash for the least amount of work. It’s no surprise most people struggle to build wealth, jumping from one opportunity to the next, wondering why nothing ever works.

Laura Young presents Money, Honey, Part 2: Never Assume… posted at Dragon Slayer’s Guide to Life. A harrowing tale of a finacial bullet dodged and how we didn’t kill each other when we were sure we were sunk.

Uni presents Let’s play a fun game! posted at You Deserve More. A fun FREE way to make money online!

Tushar presents Save big on your Mortgage posted at Life of a Resident Alien…. On average, a U.S. homeowner with a $300,000 mortgage can save upwards of $100,000 over the life of his or her mortgage just by following this simple program. And if that’s not enough incentive, think about being debt-free and potentially ready to retire years sooner than you’d planned.

That concludes the 11th edition of the Carnival of Money, Growth & Happiness. Next edition of this carnival will be hosted here on 26 July 2007. You can submit your posts here.

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