Carnival of Credit Card #13
–By Sagar Satapathy
Welcome to the 13th edition of the Carnival of Credit Card. We have received 11 posts for this edition. Without further ado, here are the posts in the order they were received.
Kathryn presents The
Budget Fashionista -Fashion Advice: Help for a Shopaholic posted at The Budget Fashionista.
The popular fashion/shopping blog for women, The Budget Fashionista, provides advice to a reader who is
battling compulsive spending.
Eric Stanley presents Too Broke to Budget? posted at Personal Finance Blog Articles. Budgets are for people with predictable income, fairly predictable expenses, and the former larger than the latter, right? What good will a budget do if you don’t have enough money to go around, and you never know when more is coming in?
Ellesse presents How To Acquire A Wealthy Mindset in 5 Powerful Steps posted at Goal Setting College. The wealthy mindset basically means, irregardless of the physical condition that you may be currently in, so long as you see yourself bathing in financial abundance, your actions will maneuver in a way to manifest the wealth that you see yourself enjoying in the first place.
FMF presents I Made Close to $500 by Using the Right Credit Card posted at Free Money Finance. How to make money with a credit card.
Steve Faber presents - Easy to Miss Credit Report Mistakes That Can Lower Your Credit Score posted at Debt Free. The average American today has 13 credit obligations at any one time. There is ample opportunity, with that many simultaneous accounts, for problems and mistakes to crop up.
Silicon Valley
Blogger presents O, That Special Gift: How Much Do You Pay For Sentiment? posted at
The Digerati Life. The Silicon Valley Blogger says, "Mother?s Day is right around the
corner. I?ve been getting junk mail about it and seen the commercials, wherein I?m being strongly
encouraged to do my share of giving and gifting for yet another celebratory opportunity that involves
nice, sweet and sometimes fancy gifts. But see here? I?m actually the target of this special day as I am
also a mom, but the truth is, this advertising ploy is not going to work on me. I?m simply not going to
buy into sentiment".
Jeffrey Strain presents I Fly Free & Get Paid To Have Sex posted at Personal Finance Advice. You can too if you use your credit card correctly.
Mr Credit Card presents American Express Platinum Domestic Companion Ticket Test (Ask Mr Credit Card?s Blog) posted at Ask Mr Credit Card’s Blog. Mr Credit Card talks about his American Express Platinum Card, which had a domestic airline companion ticket program that allowed him to get one free ticket.
Kevin Surbaugh presents Revisiting Practical Way to Become Debt-Free Forever! posted at Becoming & Staying Debt Free. According to Ramsey, it may be mathematically correct to pay off the highest interest rate first, but if we were think mathematically, we would never have gotten ourselves into debt in the first place.
Joe Caterisano presents "Transforming Debt Into Wealth" by John Cummuta review posted at Till Debt Do Us Part. "Transforming Debt Into Wealth" is not the conventional system credit counseling companies use for reducing debt. They usually work on eliminating the high interest debt first.
Brett
McKay presents 5 Ways to Use Your Old Credit Cards posted at The Frugal Law
Student. One of the fist steps of getting rid of your debt, is getting rid of your credit cards.
However, instead of just cutting them up immediately, extend your old credit cards? use.
That concludes the 13th edition of the Carnival of Credit Card. Keep submitting your posts to the future editions of this carnival. Thank you for your support and contribution. A link back to the carnival post would be greatly appreciated.
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Ramsey Fahel
May 16th, 2007 at 1:18 am
Do Not Mail Opt-Out Law would be fair to everyone.
The proposed recent “Do not mail” is an Opt-Out law. Only those not desiring advertising mail need opt-out. Anyone desiring advertising mail can do nothing - and continue to receive it. Why deny those wishing to avoid advertising mail the power to do so?
I do not consider handling unwanted advertising placed against my will on my personal property to be a civic obligation!
The US Supreme Court said in the Rowan case in 1970, ��In today’s [1970] complex society we are inescapably captive audiences for many purposes, but a sufficient measure of individual autonomy must survive to permit every householder to exercise control over unwanted mail. To make the householder the exclusive and final judge of what will cross his threshold undoubtedly has the effect of impeding the flow of ideas, information, and arguments that, ideally, he should receive and consider. Today’s merchandising methods, the plethora of mass mailings subsidized by low postal rates, and the growth of the sale of large mailing lists as an industry in itself have changed the mailman from a carrier of primarily private communications, as he was in a more leisurely day, and have made him an adjunct of the mass mailer who sends unsolicited and often unwanted mail into every home. It places no strain on the doctrine of judicial notice to observe that whether measured by pieces or pounds, Everyman’s mail today is made up overwhelmingly of material he did not seek from persons he does not know. And all too often it is matter he finds offensive.�
Furthermore, the Supreme Court said, �the mailer’s right to communicate is circumscribed only by an affirmative act of the addressee giving notice that he wishes no further mailings from that mailer.
To hold less would tend to license a form of trespass and would make hardly more sense than to say that a radio or television viewer may not twist the dial to cut off an offensive or boring communication and thus bar its entering his home. Nothing in the Constitution compels us to listen to or view any unwanted communication, whatever its merit; we see no basis for according the printed word or pictures a different or more preferred status because they are sent by mail.�
We need a nationwide �Do Not Mail� law to create a one-stop, convenient place for homeowners to give senders the aforementioned affirmative notice that we do not want certain kinds of mail sent to our homes.
https://www.newdream.org/emails/ta19.html
Signed,
Ramsey A Fahel