Welcome to the 38th edition of the Carnival of Debt Management. We have selected 22 posts for this edition. Here you go:

Jeffery A. Smith presents Finance: Get out of Debt! | YooperSmith.com posted at YooperSmith.com. Highlights the expense related to having credit card debt and the benefits of living credit card debt-free.

Jeremy Zongker presents Statute of Limitations on Debt posted at Destroy Debt.

GP presents Resolve to Reduce posted at Innside Montana-Your Home at the Range. How much do we really need? Have you ever noticed how much stuff we collect? How many times have you bought something, only to discover later, that you don’t really use it.

Jesse presents Credit Counceling is code for “fraud” posted at The Penny Saved. Problems with credit counseling.

KCLau presents Withdraw EPF Money for Home Loan Installment: How it affects your Retirement Fund posted at KCLau’s Money Tips. An article on using EPF money for financing a home loan.

Dorian Wales presents The Personal Financier: When is it Reasonable to Take a Loan? Consider These 4 Questions posted at The Personal Financier.

DianeDean presents Business Tax Returns posted at Need IRS Help?.

Michael Bass presents Want to really help the Economy? Apply that $600 to your debts posted at Debt Prison. If everyone went out and spent the $600, sure the economy would execute a brief gallop. But how long would it last? A few weeks or even a couple of months at most - and then what?

Personal Finance Claims presents Stop Being Fleeced By Your Bank, File Your Claim Today posted at Personal Finance Claims.

Steve Faber presents - Debt to Income Ratio – How to Calculate Your Debt to Income and Why posted at Debt Free. Your Debt to Income Ratio is one of your most important financial statistics, especially when you buy a house. Here’s what you need to know about it.

Patrick A. Sizemore presents Make a Debt-Free College Budget posted at College Information for Smart Students. For students looking to get a hold on their finances.

Mr Credit Card presents Balance Transfer Credit Cards Video Tutorial posted at Ask Mr Credit Card. Video Tutorial about 0% balance transfer credit cards.

Debbie presents Keep Your Money for Yourself - Part 2: Get the Best Deals posted at American Consumer News.

Mark McGuire presents Moolanomy’s Checking On My Progress posted at Just Personal Finance. Mark says, “Moolanomy’s checking on my Cash Money Life’s Financial Goal for 2008. See how I am doing with my emergency fund’s goal.”

Jed Norwood presents Forex Money Management Principles posted at Forex Strategy Blog. Managing debt can get very burdensome. The forex market can help reduce debt, if it is done right. Taking time to study the market can be very profitable.

Henry Bagdasarian presents Expired Credit Card posted at Free Identity Theft Prevention, Detection and Fraud Solutions.

Justin Duval presents www.DarkGrin.com - Shopaholics Anonymous posted at The Dark Grin. What better way to prevent debt than stop spending! A creative and comical view of the middle class in a short ‘presidential’ speech.

Chief Family Officer presents Responsible money management is not about affordable payments posted at Chief Family Officer. Don’t think in terms of affordable payments anymore.

Ana presents Countdown to Debt FREEDOM! posted at DebtFREE-Revolution. Ana says, I’m down to my last debt, and we can see a more than just a light at the end of the tunnel: the sunlight is now on our faces! There is hope!”

Jeremy Zongker presents Statute of Limitations on Debt posted at Destroy Debt.

RacerX presents Be Treated like a Credit Card Superstar posted at Life, Liberty and the Pursuit of Money. A lot of credit card companies are trying to stick good customers with higher rate andfees. What they want you to forget about is that they need you more then they need you! Make then treat you like the VIP you are!

Shawna presents My secret to debt reduction success posted at One Girl’s Quest….

That concludes this edition. Next edition of this carnival will be hosted here on February 16, 2008. Submit your blog articles using our Blog Carnival Submission Form.

Greetings! Welcome to the 31st edition of the Carnival of Money, Growth and Happiness. We have selected 30 posts for this edition. Here you go:

Freddie L. Sirmans, Sr. presents COLD STEEL RAW BUCK NAKED ECONOMICS 101. posted at CAN US ECONOMY SURVIVE DOOMSDAY?.

Jeffery A. Smith presents Finance: Get out of Debt! | YooperSmith.com posted at YooperSmith.com. Jeffery highlights the expense related to having credit card debt and the benefits of living credit card debt-free.

Smith presents 5 Financial Tips To Survive a Recession posted at Dollars From Pennies. Good, short article with advice on how to manage money during a recession.

Dan-O presents The Top 5 Survey Sites that Pay You for Your Opinion posted at Danogo.com - Discover. Inspiring . Media. A round up of the best survey sites we found where you can make real money.

Anmol Mehta presents Prosperity Mantra Mudra Meditation Technique Video posted at Mastery of Meditation, Enlightenment & Kundalini Yoga. Prosperity meditation technique video that also bestows health, energy and fearlessness.

Marcus Hochstadt presents 5 Key Steps To Internet Business Success posted at Marcus Hochstadt. So you want to be a successful Internet business entrepreneur? Do you know the steps to take in order to achieve your goals and success? Marcus Hochstadt has listed 5 key steps everyone should take when wanting to achieve Internet business success.

Jesse presents Eat at home, buy a yacht posted at The Penny Saved. Save money by eating at home.

KCLau presents Withdraw EPF Money for Home Loan Installment: How it affects your Retirement Fund posted at KCLau’s Money Tips. An article on using EPF money for financing a home loan.

Hill Robertson presents The Votes Are In And The Winner Is posted at Internet Business Success Guide from a Geek. No one else will make you successful. Success is your choice.

Rob Moshe presents Live Your Best Life By Serving Others. posted at Rob Moshe. This post was part of the catalyst for today’s ‘Daily Question’: When Was A Time In Your Life Where You Felt The Greatest Sense Of Reward?

James D. Brausch presents How To Get An Original Freakin? Idea posted at Internet Business Blog.

Christine presents Our Berlin Film Festival (Berlinale) Travel Plans posted at Me, My Kid and Life: An American Single Mom Living in France.

Adrian presents Actions Speak Louder than Words posted at Path to Your Destiny. Without action, you cannot complete any goals you have - money or otherwise. My submission is an inspiring post on why you should take action towards your aspirations.

Jed Norwood presents Forex Tips | Forex Trading Plan posted at Forex Strategy Talk. Following your trading plan is vital to the success of any money market account, whether it be stocks or forex.

Michael Bass presents Reasons to stop using credit and pay cash posted at Debt Prison. Just credit card debt alone has reached 915 billion in the U.S. currently. Not using credit is an unpopular idea. It’s unpopular because our banker controlled culture has convinced us that using credit is not only necessary, but should be relished.

Joe Hitchim presents The Hidden Passion Of Stamp Collecting posted at Stamp Collecting. Learn about the hidden passion of stamp collecting that has been going on for many many years!

Steve Faber presents - Disount Online Stock Brokers - A Comparison posted at Debt Free. There’s no longer a reason to pay brokerage commissions when you’re trading stocks. Online discount brokers have brought tremendous power to the average investor, but which online broker to choose?

Carol Bentley presents Getting your thoughts on paper posted at Carol Bentley.

FitBuff presents What Women Look for in Men - 5 Tips and Tricks to Score Big! posted at FitBuff.com’s Total Mind and Body Fitness Blog. Lucky for you, here is your own personal cheat sheet, so you can score a perfect 5 out of 5 on the first date pop quiz…

Patrick A. Sizemore presents Make a Debt-Free College Budget posted at College Information for Smart Students. For students looking to get a handle on their finances.

DotLobby presents 3 Frugal Living Tips - Healthy Eating Edition posted at DotMakeMoney. Today’s frugal living tips focus on one of the most important parts of your expenses: food. We can’t do much to control rising gas prices, but you can definitely save some money on the fuel you put into your body (if only the car would run on SPAM and extra virgin olive oil!)…

Rich Vosler presents How to get more belief in yourself posted at Sales Training Tips.

WBL presents 10 New Tax Laws You Probably Didn’t Hear About posted at Wealth Building Lessons. 10 New Tax Laws You Probably Didn’t Hear About.

LIVING OFF DIVIDENDS presents Why The Government Wants A Weaker Dollar posted at LIVING OFF DIVIDENDS. The Federal Reserve is going to weaken the dollar considerably, lower interest rates and flood the market with easy money. Make sure you know why and what to expect, since it will impact you investments.

Kingsley Tagbo presents How To Recession Proof Your Career posted at HOW TO LEARN COMPUTER PROGRAMMING FAST OR GET A JOB EASILY.

Terry Dean presents 21 Ideas for Hot Press Releases - Part 3 posted at Integrity Business Blog by Terry Dean.

Personal Finance Claims presents Stop Being Fleeced By Your Bank, File Your Claim Today posted at Personal Finance Claims.

Charles H. Green presents Lying to Get the Sale posted at Trust Matters. She told the truth, that she had no experience, and she got the job. Was she lucky, or was doing the righ thing, the right thing?

HL Grove presents Kill Procrastination Before It Kills Your Happiness posted at MoneyWeb24.

Debbie presents How to Compensate for Rising Grocery Costs posted at American Consumer News.

That concludes this edition. Next edition of this carnival will be hosted here on February 15, 2008. Submit your blog articles using our Blog Carnival Submission Form.

By Heather Johnson

The days of 3 channels on rabbit ears are long gone. There is so much technology available for television, there’s virtually no excuse for not being able to watch exactly what you want, exactly how you want to at any given time. In this article, we’ll show you some of the tools, solutions, and more that will take you way beyond regular TV.

Hardware

Take things a step further than your standard TV and cable setup with TV-capable game consoles, set-top boxes, home media routers, and more.

1. Apple TV: With an Apple TV console, you’ll be able to rent movies, buy TV shows, browse your photos, and more.
2. D-Link Wireless Media Player: Using this piece of hardware, you can stream content from your PC to TV via an 802.11g connection.
3. Wii: Take advantage of the Wii’s Opera browser to access Internet programming.
4. XBox 360: Although not offered currently, the XBox will eventually have IPTV functionality, so you can turn your gaming console into a TV solution.
5. Slingbox: With the Slingbox, you’ll be able to use an Ethernet connection to view streamed content on your TV.
6. DVR Anywhere: Although not currently released, this solution from Microsoft will allow one hard drive to serve multiple set-top boxes with different shows and recordings.
7. MediaFlex Adapter: This adapter makes Wi-Fi connection to your ethernet-equipped TV possible.
8. Playstation3: With Playstation3’s PlayTV, you’ll soon be able to use the device as a personal video recorder from your TV, and even watch from your PSP using an internet connection.
9. SlingCatcher: Very much like the SlingBox, the SlingCatcher takes things one step further with wireless capbility, a hard drive, and the option to view your PC’s screen on your TV.
10. D-Link PC-on-TV Media Player: Another great TV innovation from D-Link, this media player comes with a remote that can be used to control media on your PC remotely.
11. Harmony Remote: Harmony’s advanced universal remotes offer multi-device control, wireless connectivity, and much, much more.
12. Tribbox: This open source set top box can be connected to your computer via ethernet.
13. HK Flix: Check out these souped up DVD players that allow out-of-region discs, USB access, and lots more.
14. TV capture card: With a TV capture card, you can easily view and capture TV on your PC.
15. Microsoft Windows Home Server: With this storage device, you can store and connect your media in one device.
16. Broadband Entertainment Center: This entertainment gateway makes it easy to network your TV and PC for media.
17. D-Link DivX Connected HD Media Player: With this media player, you can watch DivX videos right on your TV.
18. Vudu: This set-top box gives you access to thousands of movies, TV, and HD content without using your computer.

Software

Take advantage of these programs and solutions that create media centers, streaming video, and lots more.

19. VideoLAN: The VLC media player can be used as a streaming server.
20. VH Screen Capture Driver: For the poor man’s PC-to-TV streaming, use this driver that acts like a webcam for your screen contents.
21. AnyTV: Use this TV player to watch nearly any channel on your PC without a TV tuner card or satellite receiver.
22. BeyondTV: Use BeyondTV to skip commercials, burn DVDs, search for your favorite actors, and more.
23. MythTV: Use MythTV to turn your old PC into a media box that allows souped-up recording, DVR capabilities, multiple servers, a custom TV guide and so much more.
24. Orb: With this software, you can stream video files, photos, music and more.
25. SaveTV: Get season recordings, online video, and more using SageTV.
26. ComSkip: Strip your shows of commercials with ComSkip.
27. Muxi: This recorder is great for HTDV, offering smooth high frame rates and more.
28. KatchTV: This Internet TV application is made for KDE, and allows you to subscribe to TV channels with podcasts.
29. Miro: With Miro, you can play video files, watch lots of different channels, download BitTorrents, and save YouTube videos.

Services

Whether they are integrated services or places to buy video content, these resources are sure to please any entertainment junkie.

30. Aquos Net: On Sharp’s Aquos Net, you’ll be able to access widgets like web content and stock quotes directly from your TV via ethernet.
31. Hulu: This venture from NBC and News Corp serves up some of the best shows from NBC and Fox, which can be embedded on your own site or through email.
32. ICTV: This service offers loads of interactive TV.
33. Jaman: This online distribution company’s movies can be found on TiVos, Apple TV, Macs, and PCs.
34. Openhulu: If you’re tired of waiting for your Hulu invite, check out this site to get around the closed beta.
35. iTunes: Download movies, TV, shows, and lots more with Apple’s iTunes.
36. Netflix: Watch movies instantly on your PC with a Netflix subscription.
37. XBox Live: XBox Live isn’t just for gaming, you can get movies and TV with it, too.
38. TiVo RSS: You can set up “Season Pass” recordings from the web with RSS on the TiVo.
39. Stumble.TV: This service for the Wii serves up several channels of online content from StumbleUpon.
40. TVTonic: On TVTonic, you can subscribe to hundreds of Internet TV channels.
41. Amazon Unbox: With Amazon’s download service, you can get videos for your TiVo and more.
42. Babelgum: Get peer-to-peer TV with this service from Babel Networks.
43. Jalipo: This British service streams live content from BBC World, Revs TV and more.
44. Tape It Off The Internet: This site aggregates online TV, offering streaming video, BitTorrent downloads, and ways to purchase content.
45. YouTube: YouTube is available on your TV through a variety of services, like the Wii or Apple TV.
46. Veoh: On Veoh, you’ll find content from both studios and peer users.
47. Dailymotion: Find videos, channels, and more on Dailymotion.
48. Google Video: Stay on top of movers and shakers, and find some of the most popular videos available on Google Video.
49. WiiTube: This service is YouTube for the Wii, with videos specifically designed to be played on the Wii Internet Channel.
50. Yahoo! Video: Yahoo! Video offers featured videos and a number of different channels.
51. Panasonic’s services: With Panasonic’s Internet-connected VIERA PZ850 series Plasma HDTVs, you’ll be able to watch YouTube videos and look at your Picasa albums on your TV.
52. Joost: Joost is full of fun programming that you can watch directly on your PC.
53. Zattoo: With Zattoo, you can get live sports, sitcoms, and other TV.

Mobile

Watch and manage TV wherever you go with these cool tools.

54. ON Network: On this network, you’ll find downloads for high-definition TV series that can be viewed on your iPhone or iPod.
55. DS TV: Use this antenna and converter to get TV on your Nintendo DS.
56. TiVo Mobile: Use TiVo Mobile to schedule recordings, check your listings, find programs, and more, all from your cell phone.
57. MobiTV: With MobiTV, you can get TV on your mobile phone.
58. thinIPTV: Thin Media’s thinIPTV allows on-demand mobile content.
59. uTorrent mUI: This mobileUI offers plain-text uTorrent functionality for mobile devices.
60. DirecTV Mobile DVR Scheduling: On select DirecTV DVRs and handsets, you can schedule downloads with your cell phone.
61. SlingPlayer Mobile: Watch TV content from your Slingbox on your advanced mobile device using this software.
62. ReplayTV PersonalHD: Using this solution, you can record HDTV on your PC and play it back on your iPod.
63. YouTube Mobile: Anyone with a 3G device can access nearly all of YouTube’s library through YouTube Mobile.

Channels

These channels offer online access to some of your favorite TV programming.

64. ABC: Check out ABC’s online presence to catch full episodes of your favorite shows, including Lost and Desperate Housewives.
65. CBS: CBS offers full episodes of popular shows like CSI and Survivor.
66. Food Network: Tune into the Food Network to learn how to make delicious food at home.
67. MTV: On MTV Overdrive, you’ll get access to music videos and more.
68. NBC: NBC offers full episodes of some of their most popular shows.
69. Adult Swim: Check out Adult Swim’s lineup for humorous cartoons.
70. Brilliant But Cancelled: Don’t mourn the loss of your favorite TV show-just check it out online with this channel.
71. G4TV: Stay on top of the latest in geek news with G4’s online content.
72. C-SPAN: You can watch C-SPAN live online or just catch up on on video.
73. The Associated Press: Catch up on the latest news with this channel.
74. BET: BET’s On Blast gives you access to loads of music videos and programming.
75. CMT Loaded: Here you’ll find music videos, shows, and more from Country Music Television.
76. CW: CW’s site has full episodes of popular shows as well as free previews.
77. FOX: Fox On Demand will give you access to great shows like Prison Break, Family Guy, and Bones.
78. PBS: You’ll get loads of PBS programming with registration.
79. SciFi: On SciFi’s The Pulse, you can watch full episodes and free clips.

Downloads

Use these download solutions to get TV, movies, and more on your hard drive.

80. BitTorrent: BitTorrent is home to lots of TV shows, with channels for Fox, G4, and a lot more.
81. uTorrent: For a light, customizable bit torrent client, check out uTorrent.
82. Azureus: Azureus offers both simple and advanced torrent downloads.
83. Vuze: Made by Azureus, Vuze has high resolution videos for popular entertainment.
84. TorrentFlux: With this web torrent client, you can download RSS torrents and more.
85. PenguinTV: Use this RSS reader to download and view podcasts and video blogs.

Organization

Stay on top of it all with these services.

86. Maxemum TV-Guide: This TV guide for KDE makes it easy to find and track your favorite shows.
87. Zap2it: You can link this TV guide service to your Tivo, MythTV, and more.
88. OnTV: Monitor TV programs with search capabilities, program reminders, and more using OnTV.
89. TV Guide Wireless: Find out what’s on from your web-enabled mobile device with TV Guide’s wireless capability.
90. gShow TV: With this graphical user interface, you’ll be able to view program schedules and put a pretty face on your PVR solution.

Tutorials

Get step by step instructions for upgrading your TV experience with these tutorials.

91. Remote Control Your BitTorrent Downloads with Clutch: This tutorial from Lifehacker runs down the steps you’ll need to take to download shows from BitTorrent even when you’re not at your computer.
92. How to View HD Without an HDTV: NewTeeVee runs down what you’ll need to do to get HD content without an HDTV.
93. How to: Stream Contents of a PC Window to the Wii Opera: Check out this tutorial to learn how to stream video from your PC to your TV-connected Wii.
94. Remote Control Your Torrents With uTorrent’s WebUI: If you prefer uTorrent, check out this tutorial for controlling uTorrent from afar.
95. How to Turn Your Old Computer into the Ultimate Media Center: Follow this guide to learn how to take an old computer and make it into a superpowered media center.
96. Six Steps To Get More HD From Your Scientific Atlanta Set-top Box: Follow these steps to squeeze out more HD from your box issued by Time Warner or Comcast.
97. Build Your Own DVR with SageTV: This tutorial from Lifehacker will teach you how to create your own DVR.
98. Hacking the Apple TV: Get apps like Joost, Firefox, World of Warcraft and more on your Apple TV with this hack.
99. Streaming TV With Skype:
100. TiVo’s 30 Second Skip Easter Egg: Check out this tutorial to learn how you can skip commercials with TiVo.

Greetings! Welcome to the 37th edition of the Carnival of Debt Management. We have selected 14 posts for this edition. Here you go:

Abby Freedman presents Pay it forward: Attack your debt twice a month posted at Smart Spending. Debt happens. So does debt repayment.

Michael Bass presents Staying within Budget is all about Focus posted at Debt Prison. Michale says, “While brooding over my psychological battle with debt, 20/20 hindsight has taught me that staying focused on my personal budget is the real challenge. I have a toy sized $7,000 remaining between Discover Card and Citibank. So why have I stopped making budgets and pinching pennies when the end is so near? Because I lost my focus.”

Ryan presents Recovering from a Holiday Spending Hangover posted at Millionaire Money Habits. Most people who did not budget for their holiday gifts will likely be a little shocked when they receive their credit card bills this month. Here’s a plan to get back on track and recover from a debt hangover.

Money Blue Book presents Zero Percent Balance Transfer Credit Cards With No Fees | Money Blue Book posted at Money Blue Book. Transfer high interest debt to low and zero percent cards for better debt management.

Ted presents Recession 101- Five Signs to Know You’re in One posted at Seasoned TradeLines. With all the talk about an impending recession, most Americans are just trying to keep their heads above water. This post offers a practical understanding about what a recession is and what it means to them.

Kristine presents You CAN Get Out of Debt On Your Own posted at Financial Tips for WAHMs. It takes willpower and determination, but you CAN get out of debt on your own. So… how do you get out of debt on your own? Here are some tips.

GP presents Surviving Winter Simply posted at Innside Montana-Your Home at the Range. Surviving winter simply and economicaly.

Steve Faber presents - How to Save Money – The Biggest Ways to Save Some posted at Get Debt Free. One of the biggest ways you can save money is through proper debt management. Here’s about that and more, all in a quest to help you save money.

Jose DeJesus MD presents Jumbo Mortgage - Stimulus Package may Save You Money posted at Physician Entrepreneur. The new Stimulus package will raise the mortgage amount that you can borrow before having to use a more expensive jumbo mortgage.

Roshawn Watson presents Rich Means Rich posted at Watson Inc. What is your financial ambition…your true intention? If you aim for nothing, you will hit the mark every time. Accordingly, it is very important to critically evaluate your financial goals, yet most are unable or unwilling.

ImprovedLife presents Change your Spending Habits posted at ImprovedLife.ca. Tips on how you can start to control your spending habits, as well as ways to curb impulse purchases.

Taylor presents A Truly Free Credit Report posted at Make Money Blogging.

KCLau presents 6 Money Tips Added into my New E-book posted at KCLau’s Money Tips. A writeup on new financial tips added in the book on how to save money.

Mitch McDonald presents Save on purchasing major appliances posted at FYI About.com.

That concludes this edition. Next edition of this carnival will be hosted here on February 09, 2008. Submit your blog articles using our Blog Carnival Submission Form.

Greetings! Welcome to the 30th edition of the Carnival of Money, Growth and Happiness. We have selected 40 posts for this edition. Here you go:

Casey Markee presents Top 10 Ways to Stretch your Dollar in 2008 posted at CAPC Debt Management Blog. Everyone likes money, at least a little bit, and finding ways to achieve frugality with little effort seems to be the American way. This article from the CAPC Debt Management Blog lists 10 great ways to stretch that hard earned dollar in 2008.

Steve Oliphant presents blessings posted at Steve Oliphant.

Goldfish presents Retirement at 65 is the Wrong Answer posted at Contrarian Goldfish.

KCLau presents Why Financial Planner will be the Hottest Job in 2008 posted at KCLau’s Money Tips. An article on why financial planning will be a hot job this year. Also the introduction of financial planning into various domains in life, eg. education.

Jirel presents The secrets of my happiness posted at Positive and Successful Life Style tips

Michael@TSM presents Travel Writing Contest! Win $150 Cash Prize | Traveling Stories Magazine posted at Traveling Stories Magazine.

GreatManagement presents Great Successful People Extracts - Real Practical Tips posted at The GreatManagement Blog. Numerous tips from top successful individuals sharing ideas on being a new manager, building relationships, how to have a successful career, how to manage your boss, public speaking, job hunting, leaving college. And All profits are going to the Breast Cancer Care Charity.

Steve Faber presents Free Money - Just What You Need Right Now? posted at Get Out of Debt. The times, they may be a changin’ The markets are in a bit of disarray and some investors aren’t sure what to d next. Ditto for consumers and employees. Confusion reigns, but it doesn’t have to. Even in down times opportunities abound at work, in investing, and in business. Take advantage of them.

Steven Lohrenz presents 4 Reasons To Go Into A Make Money Online Biz posted at Steven Lohrenz.

Hill Robertson presents The Internet Business Game posted at Hill Robertson. Are you playing the internet game? Or are you taking it seriously and building a successful business?

Chris presents Two Recession-Proof Investment Picks for 2008 posted at Martial Development. While other foolish investors are scrambling to rebuild their castles in the sand, you can place your foundation on solid ground with these two compelling investments.

James D. Brausch presents Another Resolution posted at Internet Business Blog.

Carol Bentley presents Saying thanks. . . posted at Here’s 8 elements for a powerful sales letter. . ..

Joe Hitchem presents Stamp Collecting For Beginners posted at Stamp Collecting. Tips for beginners looking to start a stamp collection.

Michael Bass presents Dave Ramsey, Peter Schiff, and decline of U.S. Economy. posted at Debt Prison. There are two distinct differences in their perspectives concerning our U.S. Economy and monetary policy that I find puzzling.

ChristianPF presents How to get textbooks for free posted at ChristianPF.com. ChristianPF says, This was a trick I discovered late in college, that I wish I would have known about earlier, it could have saved me thousands over my college years. It shouldn’t take more than a hour and could save you hundreds each semester”.

Debbie presents Safety In Inflation posted at American Consumer News.

Amanda Milne presents Get Your Spouse Involved in Personal Finance posted at Value For Your Life. Suggestions for how to help open up the lines of communication, to get your partner involved in your finances.

Peter S C presents Feel the Pain, Then Make the Change posted at I will change your life . com. A personal article about the pain of unfulfilling work, and the search for a meaningful career.

Jon Symons presents 15 Historical & Interesting Bank Checks posted at Smart Money Daily. When you scan through this collection of checks by the likes of John Lennon, Albert Einstein and others you made find yourself, feeling a sense of loss that the only records of our financial transactions these days are credit card statements.

Samuel Bryson presents The Philosophy of Happiness – Accepting Yourself posted at Total Wellbeing.

David B. Bohl presents Small Business Trends Column - Who Else (Besides a Majority of Business Professionals) Wants Work Life Balance in 2008? posted at Slow Down Fast Today!. A nationwide survey sheds some light as to what people think will help them achieve their business goals in 2008. What made the top of the list? Achieving a work-life balance!

Wilson ng presents Its not the Brain, its the Stomach posted at Reflections of a BizDrivenLife. You can garner above average wealth if you are smart, but only if you have the stomach for risk, coupled with luck, will you have the chance to become outrageously rich.

Dorian Wales presents The Personal Financier: 4 Considerations to Help Us Avoid the Slippery Slope of Debt posted at Personal Financier.

Sunny presents Date your spouse, Fight for your marriage posted at Sunny Daydreame. With divorce occurring at a startling rate, those of us who are married must be proactive about fighting for our marriages. There are so many forces trying to pull our marriage apart. If we don’t fight for it, who will?

Jacob presents Wealth is not about the money posted at Early Retirement Extreme.

Raymond presents My Favorite Reward Credit Cards and Promotions | Money Blue Book posted at Money Blue Book. Learn to maximize your money by using a strategic combination of reward credit cards.

PT presents My 15 New Year?s Resolutions posted at Prime Time Money. PT says, ” I took a step back from the typical money goals and just listed some simple resolutions”.

Nadege presents How to curb impulse buying posted at fabulous finances.

Life. Money. Development. presents 10 recommendations for fighting panic and stress posted at Life. Money. Development.. Some useful and practical anti-stress tactics, delving into panic’s nature.

Christine presents Is Moving Abroad Right for You? posted at Me, My Kid and Life: An American Single Mom Living in France.

Avant News presents Stocks Tumble on Self-fulfilling Prophecy Fears posted at Avant News.

Shamelle presents If You Want To Be Understood……. posted at Enhance Life. People go to extreme lengths…. in order to be understood. In my opinion, there is one main factor that determines it all. Are you aware of it?

Rich Vosler presents Finding the lesson in your struggle posted at Sales Training Tips.

Andrew Erickson presents Are you making this PPC mistake? posted at WebSite Werx. Pay-per-click advertising is a fantastic way to bring traffic to your ecommerce site and generate sales. It can get expensive, though, if it’s done ineffectively.

Frederic Patenaude presents Make a Living With eBooks posted at Frederic Patenaude Talks. Frederic Patenaude talks about how you can make money online selling eBooks.

Woody Maxim presents Lunch Partner is a Certified Publicity Genius posted at Woody Maxim. How to get publicity for your business.

Jose DeJesus MD presents Jumbo Mortgage - Stimulus Package may Save You Money posted at Physician Entrepreneur.

Stephen Dean presents Stop Assuming So Much posted at Stephen Dean’s Copywriting And Internet Advertising Blog - Copywriter. In advertising, business, and life in general, your assumptions can cost money. Always test them.

Warren Wong presents Why Compounding Returns Isn’t That Important posted at Personal Development. Some reasons why compounding returns is less important than it seems.

That concludes this edition. Next edition of this carnival will be hosted here on February 08, 2008. Submit your blog articles using our Blog Carnival Submission Form.

Greetings! Welcome to the 36th edition of the Carnival of Debt Management! There have been talks on the blogosphere about Debt Consolidation Lowdown site. We want to issue a clarification on that. We no longer own Debt Consolidation Lowdown. The new owner of the site has decided to redirect all links to his website. Since we have already sold the site, there is hardly anything we can do. From now onwards, Carnival of Debt Management will be hosted on Credit Card Lowdown.

If you are interested in hosting this carnival, just let me know. I apologize to all carnival participants for any inconvenience caused to them. Now let’s talk about this edition. We have selected 19 posts for this edition. I hope you would enjoy reading these posts. Here you go:

Cindy King presents Prepare For International Markets posted at Get International Clients.

Warren Wong presents How To Learn To Make A Good Investment posted at Personal Development. Describes the most effective method for learning to invest well.

Ted presents 4 Tips To Surviving The Real Estate Market posted at Seasoned TradeLines. It is easy to get caught up in the hysteria surrounding the real estate market. I offer 4 tips to help keep you focused and survive the slump.

Changeyourtree presents Two Simple Savings Concepts You Should Be Utilizing But Probably Aren?t posted at Change Your Tree. Winning with money requires the use of many different techniques all working together. Here are two great techniques that will build great strength in your finances.

Matthew Paulson presents What to Do When You Can’t Afford to Pay for College Anymore » American Consumer News posted at American Consumer News.

Mitch McDonald presents Sell Your House And Rent It Back: Avoid Foreclosure posted at FYI About.com.

LIVING OFF DIVIDENDS presents How I made $1921.11 In Passive Income Last Month posted at LIVING OFF DIVIDENDS.

Brooke presents Time Makes It More Valuable posted at Dollar Frugal. If you feel like you’ll never pay those debts down, this is a good article to help put those feelings in perspective.

Raymond presents Zero Percent Balance Transfer Credit Cards With No Fees | Money Blue Book posted at Money Blue Book. Use zero percent and low interest balance transfers to alleviate debt temporarily. It’s a short term fix I’ve used before to carry me through financially difficult periods. Just remember to pay the balance off by the promotional period.

Ryan presents Do You Have Too Much Plastic? posted at Millionaire Money Habits. How many credit cards do you own, and when is enough enough? Discounts, lower fees, better rates, travel perks. Sounds tempting, doesn’t it? The number of credit cards you have may be hurting your credit score. Here’s how to fix that.

Nadege presents How to get a raise at your current job posted at fabulous finances.

Credit Helper presents Credit History posted at The Truth About CreditCards.com.

James presents How to avoid Payday Loans posted at Payday Loan. There are ways to steer clear of payday loans and here are some suggestions.

Jimson Lee presents 7 Common Sense Tips to Eliminate Credit Card Debt posted at No Debt Anymore .org. Why is credit card debt so hard to eliminate? Here are 7 common sense guidelines to eliminate credit card debt.

RacerX presents We Saved 33% on our Grocery Bill posted at Life, Liberty and the Pursuit of Money. Using a cash management system can save you everyday instead of using credit cards. This post shows how as part of that system we saved overr a third of our groceriy bill!

Donovan Snelleman presents Removing Credit Card Debt posted at ImprovedLife.ca. This article describes a method that people should follow to remove their credit card debt.

Casey Markee presents Top 10 Ways to Stretch your Dollar in 2008 posted at CAPC Debt Management Blog. Everyone likes money, at least a little bit, and finding ways to make more of it with little effort seems to be the American way. This article lists 10 great ways to stretch that hard earned dollar in 2008 so that familes can spend more time with each other and less time earning that extra dollar.

Gary Antosh presents Debt Elimination Debt Consolidation Team Players posted at everlife.com. Debt elimination and debt consolidation require planning, action and a mindset but elimination of debt is far different than consolidating debt.

KCLau presents Why Financial Planner will be the Hottest Job in 2008 posted at KCLau’s Money Tips. An article on why financial planning will be a hot job this year. Also the introduction of financial planning into various domains in life, eg. education.

That concludes this edition. Next edition of this carnival will be hosted here on January 31, 2008. Submit your blog articles using our Blog Carnival Submission Form.

Greetings! Welcome to the 29th edition of the Carnival of Money, Growth and Happiness. We have selected 45 posts for this edition. Here are the posts in the order they were received.

Akemi presents How I Have Found What I Love to Do and Meant to Do, and How You Can Too posted at Gratitude Magic.

Sunny presents Continuing to Hope in the face of Disappointment posted at Dandelions and Daydreams. While looking for a house, we were faced with a huge disappointment. This is about how we moved past that disappointment and maintained hope.

IMZ2H presents FREE - The easiest way to make money I’ve ever seen! posted at Internet Marketing Zero 2 Hero Blog. One of the quickest, easiest ways to make money online I’ve ever come across. I’ve written a quick post with a link to this gobsmacking report so everyone can get their own copy. (It’s 100% free and doesn’t require any email sign-ups).

GP presents Weighty New Years Resolutions - Kind of posted at Innside Montana-Your Home at the Range. Fiscal leanness in the new year.

Investing Angel presents Invest In What You Know posted at Stock. Remember, most money is managed by professionals. To beat the market, you need to know something that most professionals don’t know about the stocks you trade.

Joe Caterisano presents How to save money at CVS Pharmacy posted at Penny Pinching.

Madeleine Begun Kane presents New Year’s Resolution Haiku posted at Mad Kane’s Humor Blog.

KCLau presents Top 10 Personal Finance Books in History posted at KCLau’s Money Tips. A list of the top 10 books which provide rich insight into issues related to personal finance.

Warren Wong presents The Value Of Our Parents posted at Personal Development. Describes how the our parents give us a sense of meaning and purpose in life.

Dorian Wales presents What is the Economic Value of Happiness? posted at Personal Financier.

Ianternet presents Monetize Your Build a Niche Store posted at Ian Fernando.

Personal Finance Claims presents What Would You Do With An Extra £5000? posted at Personal Finance Claims. If you have taken out a mortgage, secured loan or motor finance within the last 28 years….you may qualify for compensation. Personal Finance Claims have helped 100’s clients, just like you, receive totally unexpected financial compensation as a result of invalid, unenforceable or fundamentally flawed consumer credit agreements.

The Dough Roller presents Do low cost mutual funds outperform high cost mutual funds? | The Dough Roller posted at The Dough Roller. With mutual funds, you don’t normally get what you pay for. This article shows why low cost funds outperform higher cost funds over the long run.

Chris Kuhlman presents Property Innovators posted at Job Security.

Goldfish presents Why Buying a Luxury Car is Smarter than Buying a Luxury Home posted at Contrarian Goldfish.

Samuel Bryson presents Discipline Vs. Desire – Is Discipline Really Such an Omnipotent Virtue? posted at Total Wellbeing.

Aaron Anderson presents Traffic Experiment Results: 308 Visitors In 6 Days posted at Online Business Blog.

Tim Gary presents How to Make Time Out of Thin Air posted at How to Make Time Out of Thin Air.

Ted presents 4 Tips To Surviving The Real Estate Market posted at Seasoned TradeLines. It is easy to get caught up in the hysteria surrounding the real estate market. I offer 4 tips to help keep you focused and survive the slump.

Julius Strausman presents 5 Ways To Make Your Brain Happier posted at 4Mind4Life.Com. This article includes 5 proven ways to make your brain happier! Check it out and start feeling happier!

Hill Robertson presents All You Have to do is Make a Profit?. posted at Internet Business Success Guide from a Geek.

Woody Maxim presents The launch, the new release, and the workshop posted at Woody Maxim.

Changeyourtree presents Two Simple Savings Concepts You Should Be Utilizing But Probably Aren?t posted at Change Your Tree. Winning with money requires the use of many different techniques all working together. Here are two great techniques that will build great strength in your finances.

Leftwingchristian presents Loving My Life posted at Suburban Wife’s Daily Dollar Diary. Leftwingchristian says, “Facing life every day with two teens, a husband with cancer, and my own health issues isn’t always easy. I love my life and feel continually blessed but readily admit that it’s easier to love my life because we have money in the bank”.

Aruntheace presents Make money online with automated Youtube niche video sites – Made for Lazy people! posted at www.aruntheace.com.

Mitch McDonald presents Sell Your House And Rent It Back: Avoid Foreclosure posted at FYI About.com.

Ron Ruiz presents Growing a Home Business posted at The Business Ideas-Making Money Blog.

Jim Sansi presents Something Worth Reading posted at The Kaizen Business. A review of several books for building a successful business.

Brooke presents Time Makes It More Valuable posted at Dollar Frugal. Brooke tells what to do if it feels like you’ll never attain those financial goals.

Mark Runta presents The Power of Small Stuff posted at Investing Lessons. Learning how to manage the small stuff in life can pay huge dividends in the long run.

PT presents Prime Time Money » Blog Archive » The Best Credit Card For World Travelers posted at Prime Time Money.

The Baglady presents Is Ignorance a Factor in the Happiness of Americans? — The Baglady posted at The Baglady.

Jesse Moran presents 6 Tips to Cutting Down Your Spending on Groceries posted at CompGifts - The Frugal Way of Living.

Raymond presents My Favorite Reward Credit Cards and Promotions | Money Blue Book posted at Money Blue Book. The best combination of credit card rewards to maximize rebate and promotional offers.

Ana presents Poor versus Broke posted at DebtFREE-Revolution.

Aussie Investor presents How To Invest In Gold posted at Australian Investing. Find out more about investing in gold.

Ryan presents Get Off Cheap Making Your Kids Rich posted at Building Millionaire Money Habits. Wouldn’t it be a warm, fuzzy feeling to know that you kids or grandchildren will not have to worry about money, and they can retire millionaires? You don’t have to dream about it. It can easily happen.

Nadege presents How to get a raise at your current job posted at fabulous finances.

FitBuff presents Contest: My Fitness Solution - Free One Year Membership posted at FitBuff.com’s Total Mind and Body Fitness Blog. Fitbuff says, “If you or anyone else in your family would like to be in better physical shape, thereby improving your mental and overall healthy as well, one of our sponsors is offering a free one year membership to one lucky reader. Check out this post for details on how you can enter in less than 30 seconds…”

James D. Brausch presents Follow the Yellow-Brick Road posted at Internet Business Blog.

Carol Bentley presents Saying thanks. . . posted at Carol Bentley.

Slackerwealth presents If You Must Time the Market, Buy When Fear Takes Hold posted at A Slacker’s Quest for His First Million. The majority of retail investors lose money on the stock market. I argue that if individual investors really want to time the market, they should save their money and wait until the market crashes.

GWN Lifestyle presents Prince Charming Isn’t Coming! posted at GWN Lifestyle. Women cannot rely on a man to sweep them off their feet, they must create the life of their dreams on their own.

Christine presents High School, Hair Color and Choices posted at Me, My Kid and Life: An American Single Mom Living in France.This is an article about teaching our children that it’s okay to stand up for your personal creative identity as long as it doesn’t hurt yourself or others. Being willing to be oneself breeds happiness, encouragement, empowerment and abundance rather than stifled limitation.

Sarah presents The Girl’s Guide to Kicking Your Career into Gear posted at SARAHSPY.

That concludes this edition. Next edition of this carnival will be hosted here on January 28, 2008. Submit your blog articles using our Blog Carnival Submission form.

Greetings! Welcome to the 35th edition of the Carnival of Debt Management. We have selected 13 posts for this edition. Here are the posts in the order they were received:

SpiKe presents Be A Smart Shopper During The Sales posted at Organize IT.

Allen Taylor presents Is Your Annuity Good or Bad? posted at Investing World Today. Annunities are a misunderstood investment vehicle. I break down the good and bad of Annunities so you can better understand them.

Matthew Paulson presents New Tax Law Changes for Your 2008 Federal Income Taxes posted at American Consumer News.

Bonnie Krueger presents Tips On How To Pay Debt To Improve Credit posted at Debt Consolidiation And Loans. Credit is vital so make sure you keep it up!

FIRE Finance presents Retirement Costs Money - Will We Have Enough? posted at FIRE Finance.

Ryan presents 9 Small Ways to Save Big in 2008 | Millionaire Money Habits posted at Millionaire Money Habits. This article is a list of 9 easy ways to cut costs, save money and reduce debt in 2008.

Raymond presents Use Credit Card Rebates To Help Pay Off Your Home Mortgage Loan Principal posted at Money Blue Book.

Mr Credit Card presents CitiBusiness Card Review posted at Ask Mr Credit Cards. Looks at the features of the Citibusiness Credit Card.

Madeleine Begun Kane presents Banking On Money posted at Mad Kane’s Humor Blog. Humor about balancing your checkbook.

Mark Heck presents Individual State Recycle, Yard Sale & Grocery deals! posted at StretchThatDollar.

Abdulrasool Sumar presents Do Not Fall for Rent to Buy Mortgage Loan Schemes posted at Mortgage Calculators. People with bad credit, no down payments and lots of credit card debt also qualify for rent to buy schemes. That’s why you should avoid them.

KCLau presents Top 10 Personal Finance Books in History posted at KCLau’s Money Tips. A list of the top 10 books which provide rich insight into issues related to personal finance.

RacerX presents Me vs Dave Ramsey: Using Debt to Pay Debt posted at Life, Liberty and the Pursuit of Money. Often we are afraid to take on more debt, but sometimes we can save a bundle by doing so!

That concludes this edition. Next edition of this carnival will be hosted here on January 23, 2008. Submit your blog articles using our Blog Carnival Submission Form.

Greetings! Welcome to the 28th edition of the Carnival of Money, Growth and Happiness. We have selected 40 posts for this edition. They are listed in the order they were received. Here you go:

Patrick A. Sizemore presents Smart Ways to Save Money at College posted at College Information for Smart Students.

Investing Angel presents Common Stock Investing Mistakes posted at Stock Tips. As we go into 2008, let’s recap some of the common mistakes we all make and strive to avoid making them in 2008. 1. Trading too often. This largely depends on the size of your asset base.

The Skilled Investor presents Fund Authority Scores posted at THE SKILLED INVESTOR Blog. Lured in by superior past performance, most often individual investors will get mediocre future performance before costs and even worse performance after costs.

Christine presents Finding the Right Job for Your Teenager posted at Me, My Kid and Life: An American Single Mom Living in France.

Conan Stevens presents Keeping New Years Resolutions posted at Muscle Actor Conan Stevens.

GP presents Lessons from Horse Play posted at Innside Montana-Your Home at the Range. Life lessons learned from horse play.

Andrew784 presents Hard Work or a Secret Formula? posted at >> Personal Hack <<. Much of today’s marketing and advertising is about selling a magic pill, a secret formula, or a newly discovered shortcut that will transform your life within a few minutes hours or days and poof you’ll reach your goal and live happily every after.

Hill Robertson presents Don’t Sell Your Soul to Your JOB posted at Hill Robertson.

Taylor presents Quit Blogging and Get a Tan! posted at Super Blogging.

SpiKe presents Be A Smart Shopper During The Sales posted at Organize IT.

Allen Taylor presents Is Your Annuity Good or Bad? posted at Investing World Today. Annunities are a misunderstood investment vehicle. I break down the good and bad of Annunities so you can better understand them.

Bonnie Krueger presents Tips On How To Pay Debt To Improve Credit posted at personal loans and debt consolidation.

Phil presents Short-Term versus Long-Term Capital Gains « Phil for Humanity posted at Phil for Humanity. Short-term investments must have a higher return just to guarantee the same profit over long-term investments because of the differences between short-term and long-term capital gains tax.

Matthew Paulson presents Use The Gift Card Now or You’ll Lose it to the State’s Piggy Bank posted at American Consumer News.

David B. Bohl presents A Better Life: Are You Willing To Do What It Takes To Achieve It? posted at Slow Down Fast Today!. We all dream of having a better life – finding a meaning in our life and pursuing our passions and goals. For some of us a better life means advancing our careers, for others it may be a path of personal discovery that leads to a better life.

Kdickson presents What should you do when you strike it rich? - 7 ways to benefit from windfalls, bonuses, and other ‘found’ money! posted at InvestorBlogger. This article provides some suggestions on how to handle sudden bonuses or windfalls.

Jon Symons presents How NOT to make money online: A free Guide posted at Smart Money Daily. Jon says, “Here I offer, straight from my own experience, step by step instructions for how NOT to make money online. If you follow these steps, as many of you can already attest, you WILL succeed at NOT making money online”.

FIRE Finance presents 5% Cashback from Amex ’s Simply Cash Credit Card! posted at FIRE Finance. Amex is offering a great cash back card named “Simply Cash” for small business owners. Its main attraction is a 5% cash back on gas, office supplies and wireless purchases.

Hill Robertson presents Internet Business Success Poem posted at Internet Business Success Guide from a Geek. Poem about the real reasons to build your own business for family happiness.

Samuel Bryson presents Cycling and your wellbeing: posted at Total Wellbeing.

LIVING OFF DIVIDENDS presents How The World,s Cheapest Car Is Bad For Your Wallet posted at LIVING OFF DIVIDENDS. India’s Tata Motors is making the world’s cheapest car. Expect gas prices to increase.

Jacob presents Do I need a million dollars to retire? posted at Early Retirement Extreme. Opting out of a middle class consumer lifestyle and you don’t need a million to retire.

The Credit Card Guy presents Chase Student Flexible Rewards Card Review posted at Credit Cards That Pay.

Mike presents My Take on Personal Finance and Freedom posted at Queercents. Mike’s interest in personal finance came as a result of many mistakes and poor discipline. Credit card offers are a rite of passage for college freshmen and it didn’t take him long to begin wracking up debt. He’s turned that around in the last ten years but it took a lot of hard work…

Jeffery A. Smith presents Shift your Attitude Towards Money: Where do you seek Happiness? posted at YooperSmith.com. Where do you seek happiness? At the mall?

The Stock Teacher presents Tips For Cutting Down On Trading Fees posted at Stock Investment. Advice on how to cut down on your stock trading fees and improve your returns!

Market Breaker presents Getting An Edge On The Market posted at Stock Investing Tips. A few ways to maximize your returns and get an edge on the market!

Todd presents 12 Easy Ways To Become More Conscious posted at We The Change. A good article on conscious living.

Joshua C. Karlin presents The Single Most Important Thing Your Business (or Charity) Needs posted at Joshua C. Karlin.

Raymond presents Use Credit Card Rebates To Help Pay Off Your Home Mortgage Loan Principal posted at Money Blue Book. Be responsible and have your rebates automatically applied towards your home mortgage principal rather than wasting it on something like gift cards.

Ted presents Penny Pinching for College Students posted at CampusGrotto College News. Little tips and tricks for students on how to survive on a tight budget.

James presents Payday Loan Discounts posted at Payday Loan Cheapskate. There are certain things one can do to get a discount on their payday loan.

Matthew presents College Scholarships and the College Admission Essay posted at College Scholarships. Its amazing that a written essay can get you thousands of dollars in free financial aid. Practice up on your writing skills and get yourself some free money for school.

Tracy Coenen presents Test your Scam Alert skills posted at FRAUDfiles. These fly-by-night make-a-lot-of-money schemes are almost always nothing more than a scam to get your money.

Brooke presents I Have a Confession To Make… posted at Dollar Frugal. Brooke gives some tips so you don’t have to (gasp!) throw away food!

Ron Ruiz presents Make Your Little Girl?s Dreams Come True posted at The Business Ideas-Making Money Blog.

FitBuff presents 4 Tips on How to Live Longer posted at FitBuff.com’s Total Mind and Body Fitness Blog. What if you could live 14 years longer by making 4 lifestyle changes? Notice, I never said easy (that’s subjective), but there are 4 very concrete things you can do to possibly add a decade and a half to your time here…

Joseph presents Price Matching posted at Penny Pinching. Price matching is an excellent strategy to save money.

Carol Bentley presents I hereby give you permission to. . . posted at Carol Bentley.

Jed Norwood presents Having Profitable Losses posted at Forex Strategy Secrets. Forex Trading can be an exciting money making market, simply learn various Forex Strategies about winning and losing and be on your way to an exciting hobby or job.

That concludes this edition. Next edition of this carnival will be hosted here on January 21, 2008. Submit your blog articles using our Blog Carnival Submission form.

Greetings! Welcome to the 34th edition of the Carnival of Debt Management. We have selected 16 posts for this edition. I hope you will enjoy reading these. Here you go:

Kristine McKinley presents Credit Resolutions for the New Year posted at Financial Tips for WAHMs. One way to cut the sting of the post-holiday credit card bills is to set a new agenda when it comes to credit. So consider the following ideas when setting your credit resolutions for 2007.

Save Money presents LASIK Eye Surgery - My Experiences - Day 1 posted at How I Save Money.net.

Dorian Wales presents Understanding Important Hidden Psychological Aspects of Rent vs. Buy Comparisons posted at Personal Financier.

Nicole presents Free Yourself From American Consumerism « Makeitbetter’s Weblog posted at Makeitbetter’s Weblog.

Graham Bradlington presents Quickly Finance News » Secured Loans: A Blessing For People With Bad Credit History posted at Quickly Finance News. Need a loan & worried about your cedit score? Chances are high that even with an adverse credit rating, you will be able to get the necessary approval from the secured loan lender.

Samuel Bryson presents Pedalling Money - Saving Money by Cycling: posted at Total Wellbeing.

Ryan-Careonecredit presents Adjustable Rate Mortgage May Be Perfect For You posted at Care on Credit. The lower interest rate of an Adjustable Rate Mortgage (ARM) may be enticing. Just make sure you know all the details before you make a decision.

Mr Credit Card presents 1st Premier Bank Credit Card Review posted at Mr Credit Card.

Abdulrasool Sumar presents 7 Biggest Mortgage Loan Borrowing Blunders posted at Mortgage Loan Calculator. A mortgage loan we take out will probably be our biggest debt ever and knowing how to handle it effectively is extremely important. In this article, we outline the 7 mortgage mistakes you should avoid doing at all costs! This will help your mortgage deal close favorably in your terms and you shall have no problem making those monthly payments.

Silicon Valley Blogger presents Stop Worrying About How You Got Into Debt and Start Focusing On How To Get Out posted at The Digerati Life. A frank talk about debt and how to deal with it. A lot of it is to do with determination and commitment.

Charles H. Green presents Customer Loyalty Meets Rate Tarts posted at Trust Matters. When credit card companies show no loyalty and no long term bias, it’s foolish to be anything but a rate tart.

Raymond presents My Complete Financial Net Worth and Progress Summary for 2007 - A Good Start, But Still Ways To Go posted at Money Blue Book. Financial plans including thoughts on my student loan debt and paying it back.

Dave Westwood presents My Million Dollar Mission posted at www.davewestwood.com.

KCLau presents Life is Harder at Taipei posted at KCLau’s Money Tips. Living standards in Taipei and how to be financially smart there.

The Credit Card Guy presents Setting Financial Goals for 2008 posted at Credit Cards That Pay.

Frugal Dad presents Adopting the ?Scared Straight? Snowball posted at The Frugal Dad. Basically, the plan is to make minimum payments on all your debts and pile your remaining get-out-of-debt money into a high-yielding savings account. When the balance in that savings account exceeds the balance of your smallest debt by 30% transfer the money into checking and kill off that debt.

That concludes this edition. Next edition of this carnival will be hosted here on January 16, 2008. Submit your blog articles using our Blog Carnival Submission Form.